708 Dry Creek Rd, Smithville, TN, 37166
About This Home
Beautifully remodeled and thoughtfully maintained, this spacious 4 bedroom, 2.5 bath brick ranch offers 2,843 square feet of comfortable living on a level .69 acre lot in a convenient Smithville location. Inside, you’ll find newly refinished hardwood floors, new carpet, generous living spaces giving everyone room to spread out. The formal living room offers an inviting space for guests, while the large family room includes a wood burning fireplace perfect for gatherings. The eat in kitchen provides abundant cabinetry, ample workspace, and plenty of room for family meals. The primary suite offers an oversized walk-in closet, along with a private bath featuring a separate soaking tub and shower. Outside, the covered rear porch overlooks a beautifully landscaped backyard shaded by mature trees, creating a peaceful setting for relaxing, entertaining, or enjoying everyday outdoor living. Additional features include a new roof, 22x21 two-car detached garage with loft, and oversized separate storage building, providing excellent space for vehicles, tools, hobbies, lawn equipment, or extra storage. Located just minutes from historic downtown Smithville, shopping, schools, and medical facilities, offering everyday convenience with easy access to one of Middle Tennessee’s most loved lake communities. Smithville is home to the well-known Smithville Fiddlers’ Jamboree & Crafts Festival. Center Hill Lake is known for boating, fishing, camping, hiking, marinas, waterfalls, and over 400 miles of shoreline. This property is just minutes from Center Hill Lake access, making it a wonderful option for those who want space, convenience, and lake-area living all in one.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Gas Range,Dishwasher,Disposal,Dryer,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: None
Bedroom1
- Features: Suite
- Level: Suite
- Area: 345
- Dimensions: 23x15
Bedroom2
- Area: 121
- Dimensions: 11x11
Bedroom3
- Area: 132
- Dimensions: 12x11
Bedroom4
- Area: 110
- Dimensions: 11x10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 4
Den
- Features: Separate
- Level: Separate
- Area: 187
- Dimensions: 17x11
Dining Room
- Features: Separate
- Level: Separate
- Area: 132
- Dimensions: 11x12
Features
- Ceiling Fan(s),Walk-In Closet(s),High Speed Internet,Kitchen Island
- Flooring: Carpet,Wood,Tile
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area above ground: 2,843
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 2,843
- Total interior livable area: 2,843 sqft
Kitchen
- Area: 336
- Dimensions: 12x28
Living Room
- Features: Separate
- Level: Separate
- Area: 462
- Dimensions: 22x21
Master Bathroom
- Features: Double Vanity
- Level: Double Vanity
Other
- Features: Utility Room
- Level: Utility Room
- Area: 48
- Dimensions: 8x6
Other
- Features: Office
- Level: Office
- Area: 108
- Dimensions: 12x9
Property
Details
- Parcel number: 064O A 02500 000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Covered,Porch
- Fencing: Back Yard
- Topography of land: Level
Lot
- Lot size: 0.69 Acres
- Features: Level
- Lot size dimensions: 200 x 150
Parking
- Total spaces: 2
- Parking features: Detached,Driveway,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Earthquake
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance | $247 | $2,964 |
| Property Taxes | $118 | $1,416 |
| Electricity | $230 | $2,771 |
| Total | $2,718 | $32,616 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $419,900 |
| 2026-07-10 | Price change | $439,900 |
| 2026-06-12 | Price change | $449,900 |
| 2026-05-21 | Listed for sale | $459,900 |
| 2016-06-30 | Sold | $184,000 |
| 2014-06-27 | Listing removed | $199,000 |
| 2013-11-14 | Price change | $199,000 |
| 2013-04-26 | Listed for sale | $210,000 |
| 2008-10-31 | Sold | $215,000 |
| 2007-10-31 | Sold | $210,000 |
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