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3916 Indian Mound Rd, Sparta, TN, 38583

5beds
5baths
3,944sqft
$514,929
$131price/sqft
$3,337/moest. monthly cost
$133,480/yrincome needed

About This Home

One of a kind Tennessee retreat on 6 acres providing a spacious stone style home, guest house or office area, basketball court, and level to sloping land! This is the perfect opportunity to make this home your own peaceful oasis, whether it is your primary residence or a getaway property! It was built by the UCHRA for a boys camp and offers two living areas with vaulted ceilings, beam accents, floor to ceiling stone fireplace, and wood wall detailing throughout the home. The main level also offers a dining area, kitchen, and what could be the primary suite with a full bathroom as well as access to the side deck which wraps around the whole length of the back of the home, looking off into the woods. Upstairs, there are multiple bedrooms and another bathroom. The basement is completely finished and has its own covered patio, multiple showers and another bathroom, as well as plenty of storage space. Also close to Center Hill Lake or Caney Fork.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

--
5/10
Dekalb Middle SchoolGrades 6-811.1 mi
6/10
De Kalb County High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Range Hood,Electric Water Heater
  • Laundry features: In Basement,Basement

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Basement

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Number of fireplaces: 2
  • Fireplace features: Two,Wood Burning Stove,Living Room,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,944
  • Total interior livable area: 3,944 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 084 001.07

Features

  • Levels: Two
  • Patio & porch: Deck
  • Exterior features: Horses Allowed,Other
  • Has view: Yes
  • Horses can be raised: Yes

Lot

  • Lot size: 6.03 Acres
  • Features: Horse Property,Wooded,Cleared,Views,Farm,Other
  • Lot size dimensions: See acreage.

Parking

  • Parking features: Driveway,Concrete,RV Access/Parking,Main Level,Other
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,603$31,236
Home Insurance $269$3,228
Property Taxes $145$1,740
Electricity $320$3,845
Total$3,337$40,044

Income You'd Need if You Spent...

35% on housing$114,411/yr
40% on housing$100,110/yr
45% on housing$88,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 38583$192
DeKalb County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 38583
DeKalb County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-22Listed for sale$524,929
2026-01-19Pending sale$524,929
2026-01-19Contingent$524,929
2025-10-06Price change$524,929
2025-08-21Listed for sale$549,929
2025-06-08Listing removed$610,000
2025-05-27Price change$610,000
2025-05-05Price change$615,000
2025-03-08Listed for sale$625,000
2024-09-18Listing removed$599,900
2024-08-14Price change$625,000
2024-07-12Listed for sale$650,000
2024-07-11Listing removed--
2024-06-03Price change$650,000
2024-04-22Price change$675,000
2024-01-30Price change$699,500
2024-01-25Listed for sale$685,000
2024-01-19Listing removed--
2023-11-27Price change$685,000
2023-10-11Price change$699,500
2023-09-18Price change$725,000
2023-07-09Listed for sale$749,500

For Sale by Agent

AgentHeather Skender-Newton
BrokerageSkender-Newton Realty

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