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341 Rigsby Rd, Smithville, TN, 37166

2beds
1baths
775sqft
$725,000
$935price/sqft
$4,472/moest. monthly cost
$178,880/yrincome needed

About This Home

**REDUCED** Set on an expansive 42-acre tract, this charming home offers the best of country living with a convenient location ; less than 10 minutes to Pates Ford Marina at Center Hill Lake, 20 minutes to Smithville shops, schools, and restaurants, and 1.5 hours to Nashville. The property includes a 775 sq ft home built in 1963, which features two bedrooms and one bathroom. Inside, you'll find a welcoming layout with fresh updates, including new flooring in the kitchen and an updated bathroom. The eat-in kitchen comes equipped with appliances, while wood cabinets and fresh paint create a warm, inviting atmosphere. Outside, you will find a covered front porch, a covered back patio, and two sheds, one 14x16 and the other 26x16. With R-3 zoning, no HOA, and unrestricted use, this property offers the flexibility to maintain the existing home, build your dream residence, start a hobby farm, or simply enjoy the natural beauty. A rare opportunity for those seeking space, privacy, and peaceful country living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
5/10
Dekalb Middle SchoolGrades 6-88.9 mi
6/10

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Built-In Electric Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 775

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 775
  • Total interior livable area: 775 sqft

Property

Details

  • Parcel number: 087 01401 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Covered,Porch

Lot

  • Lot size: 42 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance $427$5,124
Property Taxes $205$2,460
Electricity $175$2,103
Total$4,472$53,664

Income You'd Need if You Spent...

35% on housing$153,325/yr
40% on housing$134,160/yr
45% on housing$119,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$935This listing

vs Other Active Listings

Avg $/sqft

ZIP 37166$180
DeKalb County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 37166
DeKalb County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$750,000
2026-03-10Listing removed$750,000
2026-01-09Price change$750,000
2025-09-20Listed for sale$799,999
2024-05-10Listing removed--
2024-02-09Listed for rent$900
2022-08-08Listing removed--
2022-06-15Listed for rent$900
2020-03-07Listing removed$700
2020-02-24Listed for rent$700
2018-11-27Listing removed$600
2018-11-15Listed for rent$600
2015-12-03Listing removed$500
2015-11-05Listed for rent$500

For Sale by Agent

AgentRebecca Grider
BrokerageSouthern Middle Realty

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