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2058 Jefferson Rd, Smithville, TN, 37166

2beds
1baths
864sqft
$154,995
$179price/sqft
$1,092/moest. monthly cost
$43,680/yrincome needed

About This Home

Welcome to this charming Smithville home featuring a brand-new wraparound porch—perfect for morning coffee or relaxing evenings. Inside offers 2 bedrooms and 1 bath with spacious rooms for comfortable living. Updated flooring adds a fresh feel, and the upgraded kitchen features modern touches and a functional layout for cooking and entertaining. Enjoy peaceful living while being close to local shopping, dining, and everyday amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

--
5/10
Dekalb Middle SchoolGrades 6-88.8 mi
6/10

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Insert
  • Fireplace: Yes
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 087 04402 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 150 x 80 IRR

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance $91$1,092
Property Taxes $43$516
Electricity $175$2,103
Total$1,092$13,104

Income You'd Need if You Spent...

35% on housing$37,440/yr
40% on housing$32,760/yr
45% on housing$29,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 37166$187
DeKalb County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 37166
DeKalb County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$154,995
2026-03-25Price change$159,995
2026-03-16Listed for sale$169,995
2023-10-16Listing removed--
2023-08-12Listed for sale$175,000
2023-07-24Listing removed--
2023-04-13Price change$175,000
2022-11-25Listed for sale$189,900
1995-04-12Sold$27,000

For Sale by Agent

AgentDaniel Demers
BrokerageSell Your Home Services, LLC

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