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495 Roy Womack Rd, Smithville, TN, 37166

4beds
3baths
3,150sqft
$499,000
$158price/sqft
$3,213/moest. monthly cost
$128,520/yrincome needed

About This Home

Large single family home. 6 acres very private. Closest neighbor 400 yards away. Quiet, peaceful, enough land to play around with or small farm. Refinished hardwoods in living, kitchen, dining , foyer and 1/2 bath. New flooring in laundry room and upstairs in the bedroom at top of stair, the upstairs landing area, and bathroom. Priced dropped before listing with agent so if you have been considering now is the time before listing agent takes over.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

--
5/10
Dekalb Middle SchoolGrades 6-87.9 mi
6/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Footing
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood,Laminate,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Heat pump,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,150 sqft

Property

Details

  • Parcel number: 10200102000

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 6 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance $294$3,528
Property Taxes $141$1,692
Electricity $255$3,071
Total$3,213$38,556

Income You'd Need if You Spent...

35% on housing$110,160/yr
40% on housing$96,390/yr
45% on housing$85,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 37166$185
DeKalb County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 37166
DeKalb County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$499,000
2026-03-01Listed for sale$525,000
2026-01-25Listing removed--
2025-10-27Price change$591,000
2025-08-22Price change$612,900
2025-08-15Listed for sale$512,900
2022-03-24Listing removed--
2021-11-06Price change$569,000
2021-09-11Listed for sale$585,000
2014-10-08Listing removed$265,000
2013-10-06Listed for sale$265,000
2010-02-25Sold$219,000
2009-08-24Listing removed$260,000
2009-08-02Listed for sale$260,000
2008-09-29Listing removed$277,500
2008-05-24Price change$277,500
2008-03-13Price change$259,900
2008-02-22Price change$325,000
2008-02-15Price change$259,900
2008-02-02Listed for sale$325,000

For Sale by Owner

AgentProperty Owner

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