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145 Rose Rd, Somerville, TN, 38068

2beds
2baths
1,344sqft
$225,000
$167price/sqft
$1,607/moest. monthly cost
$64,280/yrincome needed

About This Home

Move in ready home on one acre in Somerville. This 1,300 square foot home offers 2 bedrooms, 2 full bathrooms, and an open floor plan. The home was completely renovated in 2026 with new flooring, fresh paint, new windows, new gutters, a new HVAC system, and fully updated bathrooms. The roof is approximately eight years old and remains in excellent condition. The property backs up to an open field, giving you more privacy and a peaceful country setting. Nearly everything has already been updated, making this a solid, low maintenance home with plenty of space inside and out.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1968

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down,Luxury Primary Bath,Double Vanity Bath,Full Bath Down,Square Feet Source: Floor Plans (Builder/Architecture)
  • Window features: Double Pane Windows
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,344 sqft

Kitchen

  • Features: Updated/Renovated Kitchen,Washer/Dryer Connections

Living Room

  • Features: LR/DR Combination

Property

Details

  • Parcel number: 053 053 03200

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 1.05 Acres
  • Features: Some Trees
  • Lot size dimensions: 1.05

Parking

  • Total spaces: 1
  • Parking features: Driveway/Pad
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Lightning
Tornado
Cold Wave
Drought
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance $126$1,512
Property Taxes $169$2,028
Electricity $175$2,103
Total$1,607$19,284

Income You'd Need if You Spent...

35% on housing$55,097/yr
40% on housing$48,210/yr
45% on housing$42,853/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 38068$139
Fayette County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 38068$165
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$225,000
2026-05-31Listed for sale$259,000
2015-08-10Sold$20,500
2015-07-23Pending sale$28,000
2015-05-29Price change$28,000
2015-05-13Price change$33,500
2015-03-31Price change$37,750
2015-02-27Listed for sale$40,500
2015-02-24Sold$50,636

For Sale by Agent

AgentBrennan Bowling
BrokerageFayette Realty, LLC

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