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215 Jernigan Dr, Somerville, TN, 38068

2beds
1baths
1,020sqft
$194,900
$191price/sqft
$1,487/moest. monthly cost
$59,480/yrincome needed

About This Home

Welcome to peaceful country living with convenience just minutes away! This charming 2 bedroom, 1 bath home in Somerville offers a comfortable and functional layout with wheelchair accessibility. Recent updates include new LVP flooring, a new roof, and a furnace and duct work replacement in 2025. The home features a spacious laundry room and a versatile flex space that can be used as a bonus room, mud room, office, or whatever fits your needs. Enjoy the outdoors with a large backyard and a two-story storage shed/shop equipped with electricity…perfect for hobbies, storage, or a workshop. Located close to local amenities while still offering the quiet feel of country living…this home is move-in ready! Don’t miss this opportunity!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Composition Shingles
  • Construction materials: Wood/Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Disposal,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Carpet,Shared Bath
  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down,Primary Down,Mud Room,Living Room,Kitchen,Primary Bedroom,2nd Bedroom,1 Bath,Laundry Room,Breakfast Room,Office,Storage,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Wood Laminate Floors,Part Carpet
  • Attic: Attic Access

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,020 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Area: 108

Living Room

  • Features: Great Room
  • Area: 176

Master Bedroom

  • Features: Carpet
  • Level: First
  • Area: 247

Office

  • Level: First
  • Area: 70

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Wheelchair Mobility,Handicap Design

Details

  • Parcel number: 090E 090E A00700

Features

  • Stories: 1
  • Pool features: None
  • Exterior features: Other (See REMARKS)

Lot

  • Lot size: 0.64 Acres
  • Features: Some Trees
  • Lot size dimensions: 100 x 241 IRR

Parking

  • Parking features: Driveway/Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $985$11,820
Home Insurance $109$1,308
Property Taxes $218$2,616
Electricity $175$2,103
Total$1,487$17,844

Income You'd Need if You Spent...

35% on housing$50,982/yr
40% on housing$44,610/yr
45% on housing$39,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 38068$139
Fayette County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 38068$165
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$194,900
2026-07-13Listed for sale$194,900
2006-08-03Sold$93,000
2002-11-18Sold$35,000

For Sale by Agent

AgentAmber M Beard Bean
BrokerageGroome & Co.

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