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205 Church St, Somerville, TN, 38068

5beds
5baths
4,542sqft
$699,000
$154price/sqft
$5,077/moest. monthly cost
$203,080/yrincome needed

About This Home

Beautifully refurbished 5-bedroom home featuring a private suite with separate entrance, full bath, and kitchen access ideal for multigenerational living or guest accommodations. The suite offers dedicated space for living, dining, and sleeping. Located in the heart of Fayette County, this property affectionately known as the “Armstrong Home” blends restored original character with modern updates. Enjoy quick access to the new Hospital and a short drive to the future Blue Oval site, along with the benefits of a revitalized downtown and a thriving community.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Composition Shingles
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Williamsburg
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range/Oven

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Hardwood Floor,Shared Bath
  • Level: First
  • Area: 195

Bedroom3

  • Features: Hardwood Floor,Shared Bath
  • Level: First
  • Area: 240

Bedroom4

  • Features: Hardwood Floor
  • Level: Second
  • Area: 368

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Area: 525

Den

  • Area: 396

Dining Room

  • Area: 224

Features

  • 1 or More BR Down,2 or More Baths,2nd Bedroom,3rd Bedroom,Den/Great Room,Dining Room,Kitchen,Living Room,Primary Bedroom,Sun Room,4th or More Bedrooms,In-Law Floorplan,Square Feet Source: Appraisal
  • Flooring: Part Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,542 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen,Kitchen Island,Keeping/Hearth Room,Updated/Renovated Kitchen,Washer/Dryer Connections
  • Area: 260

Living Room

  • Features: Great Room,Separate Den
  • Area: 336

Master Bedroom

  • Features: Hardwood Floor
  • Level: First
  • Area: 315

Property

Details

  • Parcel number: 090F 090F A00100

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 1.90 Acres
  • Features: Corner Lot,Some Trees
  • Lot size dimensions: 1.90

Parking

  • Parking features: Driveway/Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Tornado
Cold Wave
Heat Wave
Lightning
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance $391$4,692
Property Taxes $783$9,396
Electricity $369$4,428
Total$5,077$60,924

Income You'd Need if You Spent...

35% on housing$174,068/yr
40% on housing$152,310/yr
45% on housing$135,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 38068$136
Fayette County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 38068$165
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$699,000
2025-10-11Listing removed$699,000
2025-04-18Listed for sale$699,000
2019-09-27Sold$180,000
2019-07-24Pending sale$199,900
2019-07-21Price change$199,900
2019-06-13Price change$214,900
2019-05-28Price change$224,900
2019-05-08Price change$245,000
2019-04-22Price change$249,900
2019-02-25Listed for sale$274,900
1999-04-23Sold$100,000

For Sale by Agent

AgentLynne Neely
BrokerageCrye-Leike, Inc., REALTORS

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