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307 Church St, Somerville, TN, 38068

2beds
1baths
2,011sqft
$185,000
$92price/sqft
$1,263/moest. monthly cost
$50,520/yrincome needed

About This Home

Located in historic part of Somerville where the grand old trees could tell storeis if they could. The location is wonderful. Located on a large almost half acre corner lot this brick home with large front porch is a beauty. Home has good sound construction,large open carport that will accommodate those larger SUV's and Trucks, and a new metal roof. Currently has two finished bedrooms but expandable up with permanent stairs. Add a few updates and this home will be magnificient again. A beauty!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1934

Materials

  • Roof: Other (See REMARKS)
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Area: 221

Dining Room

  • Features: Separate Dining Room
  • Area: 182

Features

  • All Bedrooms Down,Primary Down,Living Room,Dining Room,Den/Great Room,Kitchen,Primary Bedroom,2nd Bedroom,1 Bath,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Part Hardwood,Part Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total interior livable area: 2,011 sqft

Kitchen

  • Features: Eat-in Kitchen,Breakfast Bar,Washer/Dryer Connections
  • Area: 156

Living Room

  • Features: Separate Living Room,Separate Den
  • Area: 294

Master Bedroom

  • Level: First
  • Area: 224

Property

Details

  • Parcel number: 090G 090G B01600

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Living area range: 2000-2199

Lot

  • Lot size: 0.60 Acres
  • Features: Level,Some Trees
  • Lot size dimensions: .6 acre

Parking

  • Total spaces: 3
  • Parking features: Driveway/Pad
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Tornado
Cold Wave
Heat Wave
Lightning
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance $103$1,236
Property Taxes $50$600
Electricity $175$2,103
Total$1,263$15,156

Income You'd Need if You Spent...

35% on housing$43,302/yr
40% on housing$37,890/yr
45% on housing$33,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 38068$139
Fayette County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 38068$165
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Price change$199,000
2025-11-03Price change$219,000
2025-09-30Price change$239,000
2025-07-23Price change$249,000
2025-06-02Price change$289,000
2023-11-16Price change$299,000
2023-10-10Listed for sale$349,000
1993-08-23Sold$75,500
1992-03-05Sold$66,500

For Sale by Agent

AgentKeith Morris
BrokerageMorris and Morris

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