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805 S Somerville St, Somerville, TN, 38068

2beds
2baths
1,563sqft
$185,000
$118price/sqft
$1,420/moest. monthly cost
$56,800/yrincome needed

About This Home

Welcome to 805 S. Somerville Street in the heart of charming Somerville, Tennessee! Just minutes from the historic town square, this home offers a fantastic opportunity for investors, first-time homebuyers, or anyone looking to downsize and add their own personal touch. With a little TLC, this property could truly shine. Enjoy the benefits of small-town living while still being conveniently close to shopping, dining, schools, and everyday necessities. New Front Door, New Ceramic tile in bathrooms. New paneling, stair treads, sink, bathroom tile and insulation in sunroom. All appliances currently at home stay. Washer/Dryer/Deep Freeze. Extra Storage shed in back yard stays as well. New patio Fan. Whether you're looking for your next investment property or a place to call home, this one is full of potential and possibilities. Don't miss your chance to make your mark in one of West Tennessee's most desirable small-town communities!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1959

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedroom2

  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Area: 144

Den

  • Area: 352

Dining Room

  • Features: Separate Dining Room
  • Area: 231

Features

  • All Bedrooms Down,1 or More BR Down,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,563 sqft

Kitchen

  • Features: Pantry
  • Area: 100

Living Room

  • Features: Separate Living Room,Great Room,LR/DR Combination

Master Bedroom

  • Area: 156

Property

Details

  • Parcel number: 090J 090J A00400

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Patio
  • Fencing: Wood,Wood Fence

Lot

  • Lot size: 0.28 Acres
  • Features: Some Trees,Level
  • Lot size dimensions: 75 x 160

Parking

  • Total spaces: 1
  • Parking features: Driveway/Pad,Storage
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Tornado
Cold Wave
Heat Wave
Lightning
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance $103$1,236
Property Taxes $207$2,484
Electricity $175$2,103
Total$1,420$17,040

Income You'd Need if You Spent...

35% on housing$48,685/yr
40% on housing$42,600/yr
45% on housing$37,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 38068$139
Fayette County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 38068$165
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$179,900
2026-07-24Listed for sale$185,000
2017-06-28Sold$78,500
2017-05-26Pending sale$78,500
2017-04-20Price change$78,500
2017-03-21Listed for sale$84,900
2017-02-03Listing removed$85,000
2016-10-03Listed for sale$85,000
2008-01-18Sold$32,500

For Sale by Agent

AgentJames M Harvey
BrokerageKeller Williams

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