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407 Flower Lane Dr, Estill Springs, TN, 37330

4beds
3baths
3,654sqft
$999,999
$274price/sqft
$6,459/moest. monthly cost
$258,360/yrincome needed

About This Home

Amazing lake lot on deep channel. Home is ready for all your personal touches. Approved for a max size boat dock. 24x50 detached garage/shop.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
4/10
North Middle SchoolGrades 6-82.9 mi
4/10
Franklin Co High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1983

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Flooring: Other
  • Finished area below ground: 1,479
  • Finished area above ground: 2,175

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 3,654
  • Total interior livable area: 3,654 sqft

Property

Details

  • Parcel number: 035J A 00100 000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Dock Permit
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 1.25 Acres
  • Lot size dimensions: 93 x 253.5 IRR

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance $708$8,496
Property Taxes $399$4,788
Electricity $296$3,562
Total$6,459$77,508

Income You'd Need if You Spent...

35% on housing$221,451/yr
40% on housing$193,770/yr
45% on housing$172,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 37330$298
Franklin County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 37330$184
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-06-12Price change$999,999
2024-10-02Listed for sale$1,129,000
2022-05-17Sold$400,000

For Sale by Agent

AgentB. J. Rigsby
BrokerageLynch Rigsby Realty & Auction, LLC

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