




645 Wildwood Trce, Winchester, TN, 37398
About This Home
Gorgeous 5 bedroom, 3 bath lakefront living at its best on Tims Ford Lake! Just in time for lake season! Experience the ultimate waterfront lifestyle in this stunning home perfectly situated in the highly sought-after Caney Hollow. With direct lake access from your backyard and your own covered boat slip featuring both a boat lift and jet ski lift with an adjacent floating dock, this property is fully equipped and ready for long days on the water. Wake up to breathtaking lake views from the spacious primary suite with private outdoor access—perfect for morning coffee overlooking the water. Designed for both relaxation and entertaining, the home features two fireplaces, including a stunning stacked-stone fireplace on the expansive covered back porch. Multiple access points create seamless indoor-outdoor living and effortless enjoyment of the views. The finished walk-out basement adds even more living space with a full bedroom, spacious bonus area, and large utility room—ideal for guests, a game room, or multi-generational living. A spacious garage provides plenty of room for your boat and lake toys, while newly added parking offers added convenience for guests. A gently sloped stone pathway with 30 steps lead directly to your private dock & boat house, making every lake day easy and accessible. Located just minutes from marinas, dining, and Tims Ford State Park, this home offers the perfect blend of comfort, convenience, and one of Tennessee’s most sought-after lake lifestyles. All SS appliances, including the washer and dryer, remain. Bathrooms have been updated and home freshly painted! Home warranty provided!
Getting Around
Schools
Construction
Condition
- Year built: 1992
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Dryer,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished
Bedroom1
- Features: Suite
- Level: Suite
- Area: 221
- Dimensions: 17x13
Bedroom2
- Features: Bath
- Level: Bath
- Area: 256
- Dimensions: 16x16
Bedroom3
- Features: Walk-In Closet(s)
- Level: Walk-In Closet(s)
- Area: 130
- Dimensions: 13x10
Bedroom4
- Features: Extra Large Closet
- Level: Extra Large Closet
- Area: 130
- Dimensions: 13x10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Den
- Area: 128
- Dimensions: 16x8
Dining Room
- Features: Separate
- Level: Separate
- Area: 182
- Dimensions: 14x13
Features
- Ceiling Fan(s),Extra Closets,High Ceilings,Open Floorplan,Walk-In Closet(s),High Speed Internet
- Flooring: Carpet,Laminate,Tile
- Number of fireplaces: 2
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 708
- Finished area above ground: 1,752
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,460
- Total interior livable area: 2,460 sqft
Kitchen
- Features: Eat-in Kitchen
- Level: Eat-in Kitchen
- Area: 132
- Dimensions: 12x11
Living Room
- Features: Great Room
- Level: Great Room
- Area: 224
- Dimensions: 16x14
Other
- Features: Other
- Level: Other
Other
- Features: Bedroom 5
- Level: Bedroom 5
- Area: 256
- Dimensions: 16x16
Other
- Features: Office
- Level: Office
- Area: 144
- Dimensions: 16x9
Recreation Room
- Features: Basement Level
- Level: Basement Level
- Area: 330
- Dimensions: 22x15
Property
Details
- Parcel number: 052M A 00400 000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Covered
- Exterior features: Boat Slip
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front
- Topography of land: Views,Wooded
Lot
- Lot size: 0.48 Acres
- Features: Views,Wooded
- Lot size dimensions: 86 x 252.9 IRR
Parking
- Total spaces: 8
- Parking features: Garage Door Opener,Attached,Asphalt
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,941 | $71,292 |
| Home Insurance | $575 | $6,900 |
| Property Taxes | $1,929 | $23,148 |
| Electricity | $199 | $2,398 |
| Total | $8,644 | $103,728 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $1,175,000 |
| 2026-07-06 | Listing removed | $1,200,000 |
| 2026-05-15 | Listed for sale | $1,200,000 |
| 2026-05-08 | Contingent | $1,275,000 |
| 2026-04-19 | Price change | $1,275,000 |
| 2026-04-02 | Listed for sale | $1,325,000 |
| 2025-09-30 | Sold | $1,100,000 |
| 2025-08-21 | Pending sale | $1,200,000 |
| 2025-08-18 | Listed for sale | $1,200,000 |
