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129 Meredith Ln, Winchester, TN, 37398

3beds
2baths
2,149sqft
$479,000
$223price/sqft
$3,617/moest. monthly cost
$144,680/yrincome needed

About This Home

Looking for a home that's anything but ordinary? This one-of-a-kind property combines space, versatility, and outdoor living on 2 beautiful acres with lake access, creating the perfect place to live, work, and play. Inside, you'll find a spacious layout highlighted by an impressive primary suite that serves as your own private retreat. Need a place to work from home? The dedicated office offers the ideal space for productivity while keeping work and home life separate. The full basement opens the door to endless possibilities. Whether you envision a recreation room, home gym, guest quarters, hobby space, or additional living area, this flexible space is ready to fit your lifestyle. Outside, the amenities continue with a 720 sq. ft. shop that's perfect for projects, storage, or housing your favorite toys. Cool off in the above-ground pool during the summer months, relax beside the peaceful koi pond, or simply enjoy the privacy and beauty of your sprawling 2-acre setting. With lake access just a short walk, you'll enjoy the best of both worlds, peaceful country living with the opportunity for fishing. If you've been searching for a property with character, flexibility, and room to make it your own, this exceptional home is one you won't want to miss!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
Clark Memorial SchoolGrades PK-52.7 mi
4/10
North Middle SchoolGrades 6-82.6 mi
4/10
Franklin Co High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1976

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Features: Suite
  • Level: Suite
  • Area: 529
  • Dimensions: 23x23

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 154
  • Dimensions: 11x14

Bedroom3

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 182
  • Dimensions: 13x14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Den

  • Area: 210
  • Dimensions: 14x15

Dining Room

  • Area: 168
  • Dimensions: 12x14

Features

  • Ceiling Fan(s),Extra Closets,Walk-In Closet(s)
  • Flooring: Carpet,Concrete,Wood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 2,149

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,149
  • Total interior livable area: 2,149 sqft

Kitchen

  • Area: 99
  • Dimensions: 9x11

Living Room

  • Area: 168
  • Dimensions: 12x14

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Other

  • Features: Office
  • Level: Office
  • Area: 168
  • Dimensions: 12x14

Other

  • Features: Office
  • Level: Office
  • Area: 90
  • Dimensions: 9x10

Property

Details

  • Parcel number: 054E C 02700 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 2
  • Patio & porch: Porch,Covered,Deck

Lot

  • Lot size: 1 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance $234$2,808
Property Taxes $786$9,432
Electricity $175$2,103
Total$3,617$43,404

Income You'd Need if You Spent...

35% on housing$124,011/yr
40% on housing$108,510/yr
45% on housing$96,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 37398$213
Franklin County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 37398$211
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Contingent$479,000
2026-07-15Price change$479,000
2026-07-02Listed for sale$499,000
2002-09-18Sold$75,000

For Sale by Agent

AgentAngie Miller
BrokerageJohn Smith Jr Realty and Auction LLC

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