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207 Powell St, Decherd, TN, 37324

3beds
2baths
1,184sqft
$145,500
$123price/sqft
$1,074/moest. monthly cost
$42,960/yrincome needed

About This Home

Step into the charm of yesterday with some of the updates of today. This home blends timeless character with some modern improvements, making it a perfect opportunity for first time home buyers or investors. Some recent updates include a metal roof and some LVT flooring. The home is equipped with vinyl windows and built to last tile countertops. Nestled in a small town setting, this property is shaded by mature trees for that peaceful surrounding. If you are looking for an affordable charm or that perfect investment, this home is perfect for you. Half bath has an AI photo to show a before and after possibility.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

3/10
Decherd Elementary SchoolGrades PK-50.1 mi
4/10
North Middle SchoolGrades 6-81.8 mi
4/10
Franklin Co High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1948

Materials

  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Ice Maker,Refrigerator

Basement

  • Basement: Crawl Space

Bedroom1

  • Area: 117
  • Dimensions: 13x9

Bedroom2

  • Area: 112
  • Dimensions: 14x8

Bedroom3

  • Area: 330
  • Dimensions: 30x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Den

  • Area: 176
  • Dimensions: 22x8

Features

  • Flooring: Carpet,Luxury Vinyl
  • Finished area above ground: 1,184

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,184
  • Total interior livable area: 1,184 sqft

Kitchen

  • Area: 126
  • Dimensions: 14x9

Living Room

  • Area: 210
  • Dimensions: 15x14

Other

  • Features: Office
  • Level: Office
  • Area: 56
  • Dimensions: 8x7

Property

Details

  • Parcel number: 056O F 01400 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 78.5 x 158

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Drought
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $735$8,820
Home Insurance $106$1,272
Property Taxes $58$696
Electricity $175$2,103
Total$1,074$12,888

Income You'd Need if You Spent...

35% on housing$36,822/yr
40% on housing$32,220/yr
45% on housing$28,640/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 37324$169
Franklin County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 37324$170
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$145,500
2026-04-09Listing removed$139,999
2026-03-11Listed for sale$139,999
2026-03-01Listing removed$139,999
2025-10-10Listed for sale$139,999
2025-09-12Contingent$139,999
2025-09-04Price change$139,999
2025-08-01Listed for sale$149,000
2025-07-24Contingent$149,000
2025-06-27Price change$149,000
2025-05-10Listed for sale$159,900
2019-12-05Sold$40,000

For Sale by Agent

AgentChris Hawkersmith
BrokerageLynch Rigsby Realty & Auction, LLC

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