924 Cline Ridge Rd, Winchester, TN, 37398
About This Home
Enjoy the best of Tennessee living in this charming lakefront home nestled on 0.78± acres on Tims Ford Lake! Offering approximately 1,450 square feet of comfortable living space, oversized decks and porches this property combines peaceful country surroundings with convenient access to outdoor recreation. Inside, you'll find a spacious layout featuring an inviting living area with Panoramic window views, dining room, eat-in kitchen with beautiful wooden cabinets and moveable island ! All this provides plenty of room for family and friends to gather and enjoy the lake or just hanging out playing games and watching movies . 2 bedrooms and 2 full baths for your convenience and the washer and dryer are all located on that main level! Downstairs you’ll find 2 rooms and a closet/ laundry room if desired. Step outside to enjoy the scenic setting, beautiful landscape and plenty of storage and privacy where you can relax and take in the beauty of the nearby water views. Located just minutes from Tims Ford Dam, public boat ramps, marinas, and Tims Ford State Park, this home is ideal as a full-time residence, weekend retreat, or vacation getaway. Whether you enjoy boating, fishing, golfing, or simply unwinding in a peaceful setting, this property offers the perfect place to call home. Schedule your showing today and experience all that this beautiful Winchester property has to offer! This property does come with an inlet lake access within walking distance from the house .
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Dryer,Microwave,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom1
- Features: Full Bath
- Level: Full Bath
- Area: 140
- Dimensions: 14x10
Bedroom2
- Area: 135
- Dimensions: 15x9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Features: Combination
- Level: Combination
- Area: 84
- Dimensions: 12x7
Features
- Ceiling Fan(s)
- Flooring: Tile
- Fireplace features: Living Room
- Finished area below ground: 300
- Finished area above ground: 1,150
Heating & Cooling
- Heating features: Central,Propane
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,450
- Total interior livable area: 1,450 sqft
Kitchen
- Features: Eat-in Kitchen
- Level: Eat-in Kitchen
- Area: 120
- Dimensions: 12x10
Living Room
- Area: 280
- Dimensions: 28x10
Other
- Area: 120
- Dimensions: 12x10
Other
- Area: 120
- Dimensions: 12x10
Property
Details
- Parcel number: 062J A 02900 000
- Special condition: Standard
Features
- Levels: Two
- Stories: 1
- Patio & porch: Deck,Patio
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front
- Topography of land: Rolling Slope
Lot
- Lot size: 0.78 Acres
- Features: Rolling Slope
- Lot size dimensions: 193.04 x 223.71 IRR
Parking
- Total spaces: 9
- Parking features: Detached,Circular Driveway,Concrete,Gravel
- Covered spaces: 3
- Has uncovered spaces: Yes
- Uncovered spaces: 6
- Carport: Yes
- Carport spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance | $196 | $2,352 |
| Property Taxes | $656 | $7,872 |
| Electricity | $175 | $2,103 |
| Total | $3,049 | $36,588 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $399,900 |
| 2019-03-28 | Sold | $170,000 |
| 2019-02-18 | Listed for sale | $179,900 |
| 2017-11-21 | Listing removed | $179,900 |
| 2017-06-15 | Price change | $179,900 |
| 2017-04-12 | Price change | $184,500 |
| 2016-09-28 | Price change | $189,500 |
| 2016-08-15 | Listed for sale | $194,900 |
| 2015-01-30 | Listing removed | $199,900 |
| 2014-05-18 | Price change | $199,900 |
| 2014-05-07 | Price change | $185,000 |
| 2013-09-24 | Price change | $199,900 |
| 2013-09-19 | Price change | $199,000 |
| 2013-04-28 | Listed for sale | $219,000 |
| 2011-07-31 | Listing removed | $3,750 |
| 2011-07-22 | Listed for rent | $3,750 |
| 2010-10-30 | Listing removed | $259,500 |
| 2010-05-01 | Price change | $259,500 |
| 2009-10-31 | Listed for sale | $269,500 |
| 2006-03-30 | Sold | $160,000 |
| 1997-09-29 | Sold | $61,000 |
For Sale by Agent
View on Zillow