




1305 Dripping Springs Rd, Winchester, TN, 37398
About This Home
Experience lakefront living at its finest at 1305 Dripping Springs Rd on beautiful Tims Ford Reservoir! This spacious all-brick split-level home offers approximately 4,500 sq. ft. with 5 bedrooms and 4.5 baths, perfectly situated on a prime waterfront lot with very level and easy access to a private 2-slip covered floating boat dock. Mature shade trees and breathtaking water views create a peaceful setting ideal for both full-time living and weekend retreat enjoyment. The main level features 3 bedrooms, 2 baths, a welcoming living room, formal dining area, breakfast nook, and an updated kitchen complete with beautiful custom cabinetry and quartz countertops. A large sunroom spans the lakeside of the home and provides incredible panoramic views of the lake year-round. The fully functional basement level offers excellent space for guests or multi-generational living with 2 additional bedrooms, 2 full baths, kitchenette, rec room, office, and utility room. Outside, the property is loaded with amenities including a 1-car attached garage, 3-car detached garage, separate storage garage/woodworking shop, and a 20’x24’ carport ideal for boat or equipment storage. Expansive porches and patios, power awnings for added shade, landscape irrigation, and access to a community boat ramp and pickleball court make this property the total package for lake living and entertaining. Rare opportunity to own a move-in ready waterfront property with exceptional improvements, easy water access, and outstanding views on Tims Ford Lake!
Getting Around
Schools
Construction
Condition
- Year built: 1975
Materials
- Roof: Metal
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Split Level
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Range,Dishwasher,Microwave
Basement
- Has basement: Yes
- Basement: Finished
Bedroom1
- Features: Full Bath
- Level: Full Bath
- Area: 176
- Dimensions: 11x16
Bedroom2
- Area: 143
- Dimensions: 11x13
Bedroom3
- Area: 120
- Dimensions: 10x12
Bedroom4
- Area: 336
- Dimensions: 14x24
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Dining Room
- Area: 312
- Dimensions: 13x24
Features
- Entrance Foyer
- Flooring: Carpet,Wood,Tile
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 2,056
- Finished area above ground: 2,441
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,497
- Total interior livable area: 4,497 sqft
Kitchen
- Area: 132
- Dimensions: 11x12
Living Room
- Area: 345
- Dimensions: 15x23
Other
- Features: Florida Room
- Level: Florida Room
- Area: 432
- Dimensions: 18x24
Other
- Features: Bedroom 5
- Level: Bedroom 5
- Area: 143
- Dimensions: 11x13
Recreation Room
- Features: Basement Level
- Level: Basement Level
- Area: 325
- Dimensions: 13x25
Property
Details
- Parcel number: 064D A 02100 000
- Special condition: Standard
Features
- Levels: Multi/Split
- Stories: 2
- Patio & porch: Deck,Patio,Porch
- Exterior features: Dock
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Year Round Access
- Topography of land: Level
Lot
- Lot size: 0.47 Acres
- Features: Level
- Lot size dimensions: 178 x 158M IRR
Parking
- Total spaces: 5
- Parking features: Attached/Detached,Detached
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 5
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,478 | $89,736 |
| Home Insurance | $724 | $8,688 |
| Property Taxes | $2,428 | $29,136 |
| Electricity | $365 | $4,384 |
| Total | $10,995 | $131,940 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $1,479,000 |
| 1997-12-22 | Sold | $185,000 |
| 1996-06-14 | Sold | $175,000 |
