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1200 Little St, Winchester, TN, 37398

5beds
2baths
1,600sqft
$299,000
$187price/sqft
$1,951/moest. monthly cost
$78,040/yrincome needed

About This Home

2 Living Areas and 5 bedrooms! The ultimate high-capacity retreat near Tim’s Ford Lake. Whether you are looking for a high-performance investment or a versatile multi-generational home, 1200 Little Street is engineered for maximum utility. Featuring a rare 5-bedroom layout and TWO distinct living areas, this home eliminates 'wasted space' in favor of total functionality. For the Savvy Investor: This is a 'heads-in-beds' dream. Located minutes from Boiling Fork Creek, the 5-bedroom count offers a massive competitive advantage for short-term rental potential or high-occupancy lake retreats. For the Multi-Generational Family: The dual living zones provide the perfect 'separate but together' flow. One living area for quiet relaxation and another for a vibrant media or play hub—allowing every generation their own space to thrive. Completely Reimagined (2025-2026): This isn't just a remodel; it’s a total transformation. Enjoy the peace of mind that comes with a new metal roof, energy-efficient windows, updated electrical, and a designer kitchen. Sitting on a lush half-acre with a brand-new back deck, this is a turnkey opportunity that prioritizes space, craft, and proximity to the water. Move in, start hosting, or start earning—the choice is yours.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
Clark Memorial SchoolGrades PK-51.1 mi
4/10
North Middle SchoolGrades 6-82.7 mi
4/10
Franklin Co High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1943

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 5

Features

  • Flooring: Vinyl
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 065M E 00700 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.54 Acres
  • Lot size dimensions: 150 x 150 IRR

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance $146$1,752
Property Taxes $119$1,428
Electricity $175$2,103
Total$1,951$23,412

Income You'd Need if You Spent...

35% on housing$66,891/yr
40% on housing$58,530/yr
45% on housing$52,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 37398$215
Franklin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 37398$211
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$350,000
2025-10-22Listing removed$105,000
2025-08-22Contingent$105,000
2025-08-18Price change$105,000
2025-07-28Price change$115,000
2025-07-14Price change$130,000
2025-06-23Price change$160,000
2025-06-17Listed for sale$190,000
2025-06-03Sold$95,000
2013-12-27Sold$79,500
2013-04-20Listed for sale$79,900
2013-02-01Listing removed$84,900
2012-09-01Listed for sale$84,900
2011-12-13Listing removed$98,000
2010-01-02Listed for sale$98,000
2008-10-27Listing removed$96,500
2008-08-24Listed for sale$96,500
2003-03-07Sold$52,000

For Sale by Agent

AgentSeth Choate
BrokerageKeller Williams Realty Nashville/Franklin

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