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404 S Jefferson St, Winchester, TN, 37398

2beds
2baths
1,370sqft
$238,000
$174price/sqft
$1,589/moest. monthly cost
$63,560/yrincome needed

About This Home

This property has so much to offer... Updated kitchen with stainless range. Tankless water heater recently installed. Primary bathroom added with walk-.in shower and large walk-in closet. Walk-in tub in hall bath, expandable attic space with framing already completed. Huge rocking chair front porch. Private covered back deck, and a fantastic 28x44 detached 3 car garage with (2) 220 outlets, 3 garage doors and a heated and cooled workshop area with bathroom and shower. Additional storage over garage. The beautiful backyard is partially fenced with assorted ornamental trees. All measurements approx. & are not guaranteed. Buyer to verify all pertinent information to include school zones, utilities, etc. Property selling As/Is

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
Clark Memorial SchoolGrades PK-50.6 mi
4/10
North Middle SchoolGrades 6-82.7 mi
4/10
Franklin Co High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1928

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Gas Range,Dishwasher,Dryer,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 156
  • Dimensions: 12x13

Bedroom2

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 180
  • Dimensions: 12x15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),High Speed Internet
  • Flooring: Carpet,Vinyl
  • Finished area above ground: 1,370

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,370
  • Total interior livable area: 1,370 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen
  • Area: 234
  • Dimensions: 13x18

Living Room

  • Features: Separate
  • Level: Separate
  • Area: 240
  • Dimensions: 15x16

Master Bathroom

  • Features: Primary Bedroom
  • Level: Primary Bedroom

Property

Details

  • Parcel number: 075C D 00800 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Covered,Porch
  • Fencing: Partial
  • Topography of land: Level

Lot

  • Lot size: 0.39 Acres
  • Features: Level
  • Lot size dimensions: 91 x 193 IRR

Parking

  • Total spaces: 5
  • Parking features: Detached,Concrete,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,203$14,436
Home Insurance $116$1,392
Property Taxes $95$1,140
Electricity $175$2,103
Total$1,589$19,068

Income You'd Need if You Spent...

35% on housing$54,480/yr
40% on housing$47,670/yr
45% on housing$42,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 37398$215
Franklin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 37398$211
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$238,000
2026-07-27Listed for sale$238,000
2006-09-05Sold$76,000

For Sale by Agent

AgentEric Fruehauf
BrokerageBHGRE Baker & Cole

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