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205 Houghton Dr, Winchester, TN, 37398

4beds
3baths
2,640sqft
$364,500
$138price/sqft
$2,380/moest. monthly cost
$95,200/yrincome needed

About This Home

Great one-level floor plan featuring two primary suites located on opposite ends of the home—perfect for privacy and flexibility. This home offers abundant storage throughout, including an oversized utility room with a walk-in pantry. A heated and cooled basement provides additional storage space or could serve as a potential storm shelter. Hardwood and tile flooring run throughout the main areas, with carpet only in the secondary bedrooms. Great outdoor space with multiple covered areas. Large fenced in yard with oversized 2 car detached garage.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
Clark Memorial SchoolGrades PK-51.5 mi
4/10
North Middle SchoolGrades 6-83.5 mi
4/10
Franklin Co High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Cooktop,Dishwasher,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Features: Suite
  • Level: Suite
  • Area: 240
  • Dimensions: 16x15

Bedroom2

  • Area: 165
  • Dimensions: 15x11

Bedroom3

  • Features: Bath
  • Level: Bath
  • Area: 154
  • Dimensions: 14x11

Bedroom4

  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 4

Den

  • Features: Separate
  • Level: Separate
  • Area: 273
  • Dimensions: 21x13

Dining Room

  • Features: Combination
  • Level: Combination
  • Area: 108
  • Dimensions: 12x9

Features

  • Ceiling Fan(s),Open Floorplan,High Speed Internet
  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Den,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,640

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,640
  • Total interior livable area: 2,640 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen
  • Area: 126
  • Dimensions: 14x9

Living Room

  • Features: Combination
  • Level: Combination
  • Area: 494
  • Dimensions: 26x19

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Other

  • Features: Utility Room
  • Level: Utility Room
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: 075E E 01000 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Covered,Porch
  • Fencing: Back Yard

Lot

  • Lot size: 0.57 Acres
  • Lot size dimensions: 115 x 196.8 IRR

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Detached,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,843$22,116
Home Insurance $178$2,136
Property Taxes $145$1,740
Electricity $214$2,574
Total$2,380$28,560

Income You'd Need if You Spent...

35% on housing$81,600/yr
40% on housing$71,400/yr
45% on housing$63,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 37398$215
Franklin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 37398$211
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$369,500
2026-04-17Listed for sale$374,500
2026-04-17Listing removed$380,500
2026-03-23Price change$380,500
2026-03-01Price change$385,500
2026-01-20Listed for sale$389,500
2024-10-24Listing removed$439,900
2024-09-17Price change$439,900
2024-09-10Listed for sale$449,000
2024-08-23Contingent$449,000
2024-07-14Price change$449,000
2024-07-05Listed for sale$469,000
2024-06-22Listing removed$469,000
2024-06-04Price change$469,000
2024-04-01Price change$479,000
2024-03-29Price change$497,000
2024-03-23Listed for sale$506,000
2021-12-17Sold$329,000
2021-11-06Pending sale$329,000
2021-11-04Listed for sale$329,000
2019-10-07Sold$216,000
2019-09-17Pending sale$220,000
2019-07-11Price change$220,000
2019-05-20Listed for sale$225,000

For Sale by Agent

AgentDanielle Wolff Holland
BrokerageColdwell Banker Southern Realty

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