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206 Homeward Ave, Winchester, TN, 37398

3beds
2baths
1,999sqft
$299,900
$150price/sqft
$1,956/moest. monthly cost
$78,240/yrincome needed

About This Home

Well‑maintained home featuring beautiful hardwood flooring, fresh interior paint, recessed lighting, and new light fixtures. The spacious layout offers multiple living areas, generous bedrooms, an office/flex space, and a bright kitchen with all major appliances included — refrigerator, stove, dishwasher. As an added bonus, the washer, dryer and storage shed remain. Enjoy peaceful mornings and relaxing evenings on the screened‑in patio, perfectly positioned to take in both the sunrise and sunset. The large yard provides plenty of room to play, garden, or entertain. Conveniently located with easy access to historic downtown Winchester, the hospital, and Tims Ford Lake, giving you recreation, dining, and essential services right at your fingertips. So much to offer and explore. USDA eligible for 100% financing, preferred lender offering 1% lender's credit. Buyers and Buyer’s Agents to verify all pertinent information.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Cowan Elementary SchoolGrades PK-54.0 mi
4/10
North Middle SchoolGrades 6-82.9 mi
4/10
Franklin Co High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1994

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Dryer,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedroom1

  • Area: 156
  • Dimensions: 13x12

Bedroom2

  • Area: 130
  • Dimensions: 10x13

Bedroom3

  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Wood,Tile
  • Finished area above ground: 1,999

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,999
  • Total interior livable area: 1,999 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen
  • Area: 165
  • Dimensions: 15x11

Living Room

  • Area: 165
  • Dimensions: 15x11

Other

  • Features: Office
  • Level: Office
  • Area: 88
  • Dimensions: 8x11

Recreation Room

  • Area: 414
  • Dimensions: 23x18

Property

Details

  • Parcel number: 076A E 00700 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 2

Lot

  • Lot size: 0.43 Acres
  • Lot size dimensions: 125 x 150

Parking

  • Total spaces: 4
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance $146$1,752
Property Taxes $119$1,428
Electricity $175$2,103
Total$1,956$23,472

Income You'd Need if You Spent...

35% on housing$67,062/yr
40% on housing$58,680/yr
45% on housing$52,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 37398$215
Franklin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 37398$211
Franklin County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$324,800
2026-05-08Price change$324,900
2026-04-22Listed for sale$325,000
2026-01-22Listing removed$279,900
2025-10-09Listed for sale$279,900
2021-12-01Listing removed--
2021-10-27Listed for sale$245,000
2021-10-21Contingent$245,000
2021-07-27Listed for sale$245,000
1995-01-30Sold$50,200

For Sale by Agent

AgentTekesha Fuqua-Taylor
BrokerageKeller Williams Realty - Murfreesboro

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