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20 Homer Craig Rd, Humboldt, TN, 38343

4beds
3baths
2,370sqft
$399,900
$169price/sqft
$3,353/moest. monthly cost
$134,120/yrincome needed

About This Home

NEW listing. If you are looking for space with 2 acres of land in Gibson Co. this is your chance. Beautiful home with metal roof ( all gaskets replaced 2024 ). 4 BR 3 full BA, Gas logs in den. 2 car garage with lots of open parking. Outdoor storage building plus a barn. Circle drive in front. Large rooms throughout the house. 2nd BR could be used as an office. Well water. Septic tank cleaned in 2025. Minutes from Humboldt, Trenton, and Jackson. Option available to buy up to 6 acres extra at separate price. Pull down stairs with completely floored attic. HVAC is only 2 years old. Utilities: Gibson Electric and Gibson Co. Gas. Home has been well taken care of. All appliances remain except refrigerator (which is negotiable). Cathedral ceiling in den. Zoned for Medina schools. This one won't last long.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
Medina Elementary SchoolGrades PK-47.1 mi
7/10

Construction

Condition

  • Property condition: false
  • Year built: 1993

Materials

  • Foundation: Permanent
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 13.0 x 12.0

Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 13.0 x 12.0

Bedroom

  • Level: Main
  • Area: 169
  • Dimensions: 13.0 x 13.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Den

  • Level: Main
  • Area: 380
  • Dimensions: 20.0 x 19.0

Dining Room

  • Level: Main
  • Area: 176
  • Dimensions: 16.0 x 11.0

Features

  • Cathedral Ceiling(s),Eat-in Kitchen,Tub Shower Combo,Walk-In Closet(s)
  • Window features: Vinyl Frames
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s),Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total interior livable area: 2,370 sqft

Kitchen

  • Level: Main
  • Area: 325
  • Dimensions: 25.0 x 13.0

Laundry

  • Level: Main
  • Area: 81
  • Dimensions: 9.0 x 9.0

Master Bedroom

  • Level: Main
  • Area: 221
  • Dimensions: 17.0 x 13.0

Property

Details

  • Parcel number: 146 049.04
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch,Rear Porch,Screened
  • Exterior features: Rain Gutters
  • Fencing: Barbed Wire

Lot

  • Lot size: 2 Acres
  • Lot size dimensions: 87120

Parking

  • Total spaces: 14
  • Parking features: Circular Driveway,Garage Faces Side,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 12

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance $425$5,100
Property Taxes $714$8,568
Electricity $192$2,310
Total$3,353$40,236

Income You'd Need if You Spent...

35% on housing$114,960/yr
40% on housing$100,590/yr
45% on housing$89,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 38343$121
Gibson County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 38343$116
Gibson County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$425,000
2026-04-08Price change$444,900
2026-03-09Listed for sale$449,900
1993-01-14Sold$10,000

For Sale by Agent

AgentWilliam DeLoach
BrokeragePritchard Realty

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