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4 Little Scott Ln, Humboldt, TN, 38343

2beds
2baths
1,373sqft
$239,999
$175price/sqft
$2,071/moest. monthly cost
$82,840/yrincome needed

About This Home

Three side-by-side parcels totaling approximately 1.79 acres with over 320 feet of road frontage in Humboldt, TN. This rare setup offers space, flexibility, and long-term value all in one package. The 1,373 sq ft home has been remodeled inside and out. Updates include new flooring, new countertops, new siding, new windows, and a new roof. A new porch adds curb appeal and outdoor living space. The home features natural gas heat, brand-new heat and cool window units, and a new hot water tank, giving peace of mind on major systems. Outside you'll find a detached garage, utility building, and both a she shed and he shed, offering plenty of space for storage, hobbies, or workspace. The level land across all three parcels provides room to expand, build, or simply enjoy added privacy. Nearly two acres. Multiple parcels. Fully updated home. Strong road frontage. Endless potential. Full permission to advertise photo and video to social media. Seller will pay up to $6k in closing cost for the buyer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
8/10
Gibson County High SchoolGrades 9-1210.8 mi

Construction

Condition

  • Property condition: false
  • Year built: 1960

Materials

  • Foundation: Combination,Raised
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom

  • Level: Main
  • Area: 150
  • Dimensions: 15.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Beamed Ceilings,Ceiling Fan(s),Eat-in Kitchen,Soaking Tub
  • Window features: Aluminum Frames,Double Pane Windows,Wood Frames
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Ceiling Fan(s),Electric,Window Unit(s)

Interior Area

  • Total interior livable area: 1,373 sqft

Kitchen

  • Level: Main
  • Area: 195
  • Dimensions: 15.0 x 13.0

Master Bedroom

  • Level: Main
  • Area: 299
  • Dimensions: 23.0 x 13.0

Office

  • Level: Main
  • Area: 90
  • Dimensions: 10.0 x 9.0

Property

Details

  • Parcel number: 149 024.00
  • Special condition: Standard
  • Other equipment: Call Listing Agent

Features

  • Levels: One
  • Patio & porch: Deck,Front Porch,Porch,Wrap Around
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Pasture,Pond

Lot

  • Lot size: 1.79 Acres
  • Features: Agricultural,Level,Rolling Slope,Sloped
  • Lot size dimensions: 320 x 243

Parking

  • Total spaces: 5
  • Parking features: Circular Driveway,Gravel,Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Drought
Earthquake
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance $255$3,060
Property Taxes $428$5,136
Electricity $175$2,103
Total$2,071$24,852

Income You'd Need if You Spent...

35% on housing$71,005/yr
40% on housing$62,130/yr
45% on housing$55,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 38343$122
Gibson County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 38343$116
Gibson County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$239,999
2026-02-13Listed for sale$250,000
1982-05-29Sold$8,000
1982-01-01Sold$5,000

For Sale by Agent

AgentMickey Utley
BrokerageLilly Realty

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