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2105 Campbell St, Humboldt, TN, 38343

2beds
1baths
780sqft
$99,900
$128price/sqft
$836/moest. monthly cost
$33,440/yrincome needed

About This Home

Freshly remodeled and just minutes from downtown, this home offers the updates you've been looking for at a price that's hard to find. Recent improvements include a new roof, new water heater, vinyl replacement windows with screens, and three new mini-split systems with one in each bedroom and one in the living room. The remodeled kitchen includes a stainless steel stove, microwave, and dishwasher, while the updated bathroom features a tub/shower combo. You'll also find a dedicated laundry room and a covered front porch, making this home a great fit for anyone looking for an updated home for under $100,000. This property may qualify for USDA-RD, FHA, VA, and conventional financing. Qualified buyers may be eligible for USDA-RD 100% financing and other available homebuyer assistance programs. Financing and program eligibility are subject to lender approval and current program guidelines.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

2/10
East Elementary SchoolGrades 2-60.7 mi
2/10
Humboldt High SchoolGrades 7-120.8 mi
--
Stigall Primary SchoolGrades PK-11.5 mi

Construction

Condition

  • Property condition: false
  • Year built: 1953

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom

  • Level: Main
  • Area: 60
  • Dimensions: 10.0 x 6.0

Bedroom

  • Level: Main
  • Area: 121
  • Dimensions: 11.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan,Tub Shower Combo
  • Window features: Vinyl Frames
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Other
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 780 sqft

Kitchen

  • Level: Main
  • Area: 88
  • Dimensions: 11.0 x 8.0

Living Room

  • Level: Main
  • Area: 204
  • Dimensions: 17.0 x 12.0

Master Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12.0 x 11.0

Property

Details

  • Parcel number: 165O C 012.00
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 7,700 sqft
  • Features: Level
  • Lot size dimensions: 70 x 110

Parking

  • Total spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Earthquake
Lightning
Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance $106$1,272
Property Taxes $50$600
Electricity $175$2,103
Total$836$10,032

Income You'd Need if You Spent...

35% on housing$28,662/yr
40% on housing$25,080/yr
45% on housing$22,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 38343$124
Gibson County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 38343$116
Gibson County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$99,900
2024-11-19Sold$18,400
1999-07-13Sold$24,250

For Sale by Agent

AgentMadalyn Ostrander
BrokerageDream Estate Collective Realty

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