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4341 Penrose St, Saint Louis, MO, 63115

2beds
1baths
3,062sqft
$150,000
$49price/sqft
$2,366/moest. monthly cost
$94,640/yrincome needed

About This Home

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
2/10
1/10
Vashon High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1911

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: High-Rise-4+ Stories
  • Property subType: Condominium,Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Cooling

  • Cooling features: Other

Interior Area

  • Total structure area: 3,062
  • Total interior livable area: 3,062 sqft

Property

Details

  • Parcel number: 35700005200
  • Special condition: Standard

Lot

  • Lot size: 3,001 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$1,247$14,964
Property Taxes $128$1,536
Electricity $233$2,805
Total$2,366$28,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,120/yr
40% on housing$70,980/yr
45% on housing$63,093/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 63115$33
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63115$23
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-19Price change$150,000
2025-01-31Pending sale$28,500
2025-01-15Price change$28,500
2024-11-04Listed for sale$33,500
2024-10-25Contingent$39,900
2024-09-27Price change$39,900
2024-08-27Price change$43,500
2024-08-07Listed for sale$48,000

For Sale by Agent

AgentLisa Alexander
BrokerageBerkshire Hathaway HomeServices Select Properties

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