See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

109 Pine Ridge Dr, Afton, TN, 37616

4beds
3baths
2,036sqft
$414,000
$203price/sqft
$2,989/moest. monthly cost
$119,560/yrincome needed

About This Home

Property currently under contract with a First Right of Refusal contingency. Sellers are actively accepting backup offers. Beautiful, well-maintained home in peaceful country setting just minutes from city limits. Come sit and enjoy the covered back porch or gather around the firepit and enjoy the mountain view. The vaulted ceilings give the home an open, roomy feeling. Four-bedroom, three bath spacious home with split bedroom design. 3 bedrooms on the main level and one large bedroom/flex room downstairs. There is also a full bath in the basement making it convenient for your guests or for cleaning up when you come in from the yard. There is a large sunroom on the back of the house that leads out to the covered porch. The back yard backs up to beautiful farmland and is completely fenced and has two sheds, and a large 22x 20 garage for parking your vehicle and lots of extra storage or hobby area, all have electricity. The ''She shed'' also has water running to it, a window air conditioner, free standing heater and large windows for you to enjoy the mountain view. There is a two car drive under garage with new garage door openers. The foundation is constructed with 12'' block. Pull in the garage and use the stairs or the take advantage of the ease of using the chair lift. The driveway also circles around to the back of the house where you can use a ramp to easily access the main level of the home without stairs. The main level and the basement have washer dryer hookups. Lifetime warranty on leaf gutter guard and stair chair lift. Newer metal roof, heat pump and water heater. Make your appointment to come see all that this beautifully maintained property has to offer. All information taken from tax records and other sources deemed reliable but not guaranteed. Buyers and Buyer's Agents to verify all information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Doak Elementary SchoolGrades PK-54.5 mi
9/10
6/10
Chuckey Doak High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Above Average
  • Year built: 2000

Materials

  • Roof: Metal
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch,Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Concrete,Full,Garage Door,Interior Entry,Partial Cool,Partial Heat,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Hardwood,Luxury Vinyl
  • Fireplace features: Factory Built
  • Fireplace: Yes
  • Finished area below ground: 472

Heating & Cooling

  • Heating features: Fireplace(s),Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 2,864
  • Total interior livable area: 2,036 sqft

Property

Details

  • Parcel number: 055o C 004.00
  • Zoning: R-1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Back,Covered,Front Porch
  • Fencing: Back Yard,Full
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Level, Sloped

Lot

  • Lot size: 0.47 Acres
  • Lot size dimensions: 100 x 205.23

Parking

  • Total spaces: 3
  • Parking features: Concrete,Garage Door Opener,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,093$25,116
Home Insurance $156$1,872
Property Taxes $565$6,780
Electricity $175$2,103
Total$2,989$35,868

Income You'd Need if You Spent...

35% on housing$102,480/yr
40% on housing$89,670/yr
45% on housing$79,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 37616$181
Greene County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 37616$239
Greene County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$414,000
2026-06-01Pending sale$414,000
2026-05-28Price change$414,000
2026-05-15Listed for sale$424,900
2021-11-05Sold$239,000
2021-07-27Listed for sale$239,900
2000-12-12Sold$122,900

For Sale by Agent

AgentBill Muhlhahn
BrokerageSouthbound Real Estate

Similar Homes