3204 Scotch Ln, Mankato, MN, 56001
About This Home
Check out this recently completed new construction 3-bedroom 3-bathroom Twin Home with a 2-stall attached garage. It has an open concept main floor with a half bath and laundry. There are three bedrooms and a full bath on the 2nd floor. The primary bedroom has a private 3/4 bath. Available to income-qualified buyers through the Partnership Community Land Trust (PCLT), this home is part of a shared-equity program. Home must be owner-occupied, resale restrictions apply, and buyer's gross annual income cannot exceed program income limits.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2025
Materials
- Roof: Asphalt
- Construction materials: Frame/Wood,Vinyl Siding
Type & Style
- Home type: Condo
- Property subType: Condo/Twnhouse/Twin/Patio,Twinhome
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Walk-out
Bedroom
- Level: Second
- Area: 199.08
Bedroom1
- Level: Second
- Area: 171.35999999999999
Bedroom2
- Level: Second
- Area: 135.42
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Combine with Kitchen,Open Floorplan
- Level: Main
- Area: 130.54
Features
- Bath Description: 3/4 Primary,Main Floor 1/2 Bath,Upper Level Bath,3+ Same Floor Bedrooms(L)
- Finished area below ground: 0
- Finished area above ground: 1,800
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,800
- Total interior livable area: 1,800 sqft
Kitchen
- Level: Main
- Area: 171.98999999999998
Living Room
- Level: Main
- Area: 231.79999999999998
Property
Details
- Parcel number: R01.09.14.100.200
- On leased land: Yes
- Other equipment: Air to Air Exchange
- Foundation area: 900
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
Lot
- Lot size: 4,791 sqft
- Lot size dimensions: 38 x 123
Parking
- Total spaces: 2
- Parking features: Asphalt,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Tornado
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Blue Earth County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,066 | $12,792 |
| Home Insurance * | $201 | $2,412 |
| Property Taxes | $438 | $5,256 |
| Electricity | $170 | $2,050 |
| Total | $1,875 | $22,500 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Listed for sale | $211,000 |
New Construction
View on Zillow