220 Kayla Ln, Oneida, TN, 37841
About This Home
PRICE UPDATE! This LIKE NEW built in 2021 3bedroom, 2-bath plus Office/Bonus room, offering 1,909 square feet of comfortable living space in one of the area's most popular subdivisions. Situated on a spacious 1.25-acre lot, this home features a desirable layout with generous living areas, a functional kitchen, and a relaxing primary suite. Enjoy the perfect blend of neighborhood charm and everyday convenience with nearby shopping, dining, and schools just minutes away. The large backyard provides plenty of room for entertaining, gardening, or simply enjoying the outdoors. Don't miss your opportunity to own a move-in ready home in a highly sought-after location!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2021
Materials
- Construction materials: Vinyl Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Walk-In Closet(s),Cathedral Ceiling(s),Bonus Room
- Fireplace features: None
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,909
- Total interior livable area: 1,909 sqft
Property
Details
- Parcel number: 060 07487 000
Lot
- Lot size: 1.25 Acres
- Features: Level
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,997 | $23,964 |
| Home Insurance | $364 | $4,368 |
| Property Taxes | $456 | $5,472 |
| Electricity | $175 | $2,103 |
| Total | $2,992 | $35,904 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $395,000 |
| 2026-05-15 | Listed for sale | $419,000 |
View on Zillow