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769 Gilmore Rd, Bean Station, TN, 37708

5beds
3baths
2,772sqft
$525,000
$189price/sqft
$4,177/moest. monthly cost
$167,080/yrincome needed

About This Home

Welcome to your personal lakeside retreat on Cherokee Lake -- Tennessee's most scenic destination. This tastefully updated 5-bedroom, 3-bath home offers sweeping lake views, total freedom (no HOA, no restrictions), and a private apartment suite -- all just 40 minutes from Knoxville. Step inside to a bright, open-concept living area designed for connection and comfort, featuring a theater-style entertainment setup perfect for movie nights or game days. The wrought iron staircase and landing bring luxury to lake living. The brand- new kitchen boasts granite countertops, beautiful tile backsplash, brand-new stainless steel appliances, and an expansive island with lake views. Eat breakfast while you enjoy the scenery or watch the news on your theater-style TV setup! Need flexible living arrangements? The private-entry apartment includes its own kitchenette, living/dining room, and full bath, making it perfect for multigenerational living or your own master suite. There's also a flex space that can serve as ample storage or a home office. Open the entry to the main living quarters for easy access or keep it closed for privacy. You can kick back and relax with waterproof luxury vinyl plank flooring throughout the main living area for durability and elegance. Down the hall you'll find two bedrooms, a bathroom, a laundry room, and apartment suite access. The two large bedrooms upstairs have abundant closet space. Between them, is a spacious bathroom with walk-in shower. Downstairs is a versatile basement with a game room and storage room. Outside, the magic continues -- relax on the expansive wraparound deck with lake views on two sides. In the evening, you can gather around the fire pit under string lights to make memories with friends and loved ones. Do you love live music? Enjoy live music and BBQ at Gilmore Dock, just minutes away. Bring your boat, an easy boat ramp is conveniently located on Gilmore Rd. Cherokee Lake, which is known for crappie, black bass, sauger, walleye and more is just waiting for you. Most famously, the largest bass in Tennessee was caught on Cherokee Lake. You can't beat the climate of eastern Tennessee, with the most pleasant days (above 50 degrees, below 80 degrees) on the whole East Coast! You will even have your own carport for boat parking at the mouth of the circular driveway. With new, thoughtful updates, scenic beauty, and entertainment-ready spaces both inside and out, this one-of-a-kind home is your chance to live the lake life you've been dreaming of. Don't miss this rare opportunity to own a fully updated lakeview home with unmatched flexibility and charm. Schedule your private tour today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
Rutledge Middle SchoolGrades 7-88.3 mi
3/10
Grainger High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1976

Materials

  • Construction materials: Vinyl Siding,Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cathedral Ceiling(s),Kitchen Island,Pantry,Breakfast Bar,Bonus Room
  • Window features: Windows - Vinyl,Drapes
  • Flooring: Laminate,Carpet,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,772
  • Total interior livable area: 2,772 sqft

Property

Details

  • Parcel number: 061E C 00900 000

Features

  • Exterior features: Balcony
  • Has view: Yes
  • View description: Mountain(s)
  • Has water view: Yes
  • Waterfront features: Lake/Water Access

Lot

  • Lot size: 0.65 Acres
  • Features: Irregular Lot,Rolling Slope

Parking

  • Parking features: Carport,Detached
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Inland Flooding
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance $269$3,228
Property Taxes $1,029$12,348
Electricity $225$2,702
Total$4,177$50,124

Income You'd Need if You Spent...

35% on housing$143,211/yr
40% on housing$125,310/yr
45% on housing$111,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 37708$148
Grainger County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 37708$168
Grainger County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$579,500
2026-02-24Listed for sale$585,000
2025-08-25Listing removed$585,000
2025-08-10Price change$585,000
2025-07-02Listed for sale$649,000
2023-11-30Listing removed--
2023-11-09Listed for rent$2,350
2022-03-11Sold$402,000
2022-02-08Pending sale$412,000
2022-01-28Price change$412,000
2022-01-22Listed for sale$430,000
2021-08-06Sold$300,000
2021-07-09Pending sale$289,000
2021-07-09Contingent$289,000
2021-07-02Listed for sale$289,000
2005-12-02Sold$80,000

For Sale by Agent

AgentPam Ellsworth
BrokerageWallace

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