172 Littell Cir W, Tracy City, TN, 37387
About This Home
Discover comfort, natural beauty, and sweeping water views in this stunning 4-bedroom, 3-bath home set on 1.98 serene acres. Along with a fully finished walkout basement that doubles as a mother-in-law suite, this property offers exceptional space and versatility. Lower level has private exterior entrance, ideal for guests, in-laws, or a separate retreat. Includes its own bedroom, full bath, dinette area, family room with abundant storage along with a stone wood burning fireplace. Would be perfect spot for that man cave you've always wanted. Take in the scenery from the covered deck, the perfect place to unwind and soak up the peaceful surroundings or from your screened in porch. Inside, the main level features an open-concept layout that seamlessly connects the kitchen, dining, and living areas—all framed by gorgeous water views. Multiple living spaces offer flexibility for a formal living room, den, or additional gathering areas to fit your lifestyle. The master suite is a true escape, featuring its own private walk-out covered deck overlooking the water—perfect for morning coffee or evening sunsets. Two charming stone wood-burning fireplaces bring warmth and character to both the main level and the lower level. A detached 336sqft workshop w/ 1-car garage and a lean-to provides excellent storage and workspace for projects, hobbies, or equipment. Nestled in a peaceful, established neighborhood, this home offers tranquility, space, and views that truly set it apart.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Construction materials: Stone,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bedrooms: 4
Features
- In-Law Floorplan,Open Floorplan,High Speed Internet,Kitchen Island
- Flooring: Carpet,Wood,Tile
- Number of fireplaces: 3
- Fireplace features: Den,Gas,Wood Burning
- Fireplace: Yes
- Finished area below ground: 793
- Finished area above ground: 2,734
Heating & Cooling
- Heating features: Central,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 3,527
- Total interior livable area: 3,527 sqft
Property
Details
- Parcel number: 101 00607 000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Deck,Covered,Patio,Porch,Screened
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Topography of land: Level
Lot
- Lot size: 1.98 Acres
- Features: Level
Parking
- Total spaces: 2
- Parking features: Detached,Private
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Lightning
- Earthquake
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,514 | $42,168 |
| Home Insurance | $380 | $4,560 |
| Property Taxes | $1,019 | $12,228 |
| Electricity | $286 | $3,438 |
| Total | $5,199 | $62,388 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-20 | Price change | $674,900 |
| 2025-12-02 | Listed for sale | $775,000 |
| 2025-11-20 | Listing removed | $805,000 |
| 2025-03-05 | Listed for sale | $805,000 |
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