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2304 E 98th St, Chicago, IL, 60617

3beds
1baths
987sqft
$89,900
$91price/sqft
$790/moest. monthly cost
$31,600/yrincome needed

About This Home

Welcome to 2304 E. 98th Street, a charming single-family home in Chicago's established Jeffery Manor neighborhood. This well-proportioned residence offers 3 bedrooms, 1 full bath, and nearly 1,000 square feet of comfortable living space. The functional floor plan provides a bright living area, spacious bedrooms, and endless opportunities to personalize or update to your style. Situated on a generously sized lot, the property offers ample outdoor space for entertaining, gardening, or future enhancements. Conveniently located near parks, schools, shopping, public transportation, and major expressways, this home combines everyday convenience with excellent potential. Whether you're a first-time homebuyer, investor, or looking to add your personal touch, this is a fantastic opportunity to own a solid home in a desirable South Side location.

Getting Around

51
WalkingSomewhat Walkable
53
TransitGood Transit
49
BikeSomewhat Bikeable

Schools

1/10
Bowen High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1948

Materials

  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Level: Second
  • Area: 132
  • Dimensions: 11X12

Bedroom3

  • Level: Second
  • Area: 121
  • Dimensions: 11X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 66
  • Dimensions: 11X6

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 987 sqft

Kitchen

  • Level: Main
  • Area: 66
  • Dimensions: 11X6

Living Room

  • Level: Main
  • Area: 165
  • Dimensions: 15X11

Master Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 25122220350000
  • Special condition: None

Lot

  • Lot size: 5,504 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$77$924
Property Taxes $129$1,548
Electricity $130$1,569
Total$790$9,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,085/yr
40% on housing$23,700/yr
45% on housing$21,066/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 60617$125
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60617$160
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$89,900
2026-07-17Listed for sale$89,900
2005-08-15Sold$69,500

For Sale by Agent

AgentSteve Meeker
BrokerageMeeker Real Estate Inc

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