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440 Owl Hollow Rd, Ligonier, PA, 15658

4beds
4baths
2,737sqft
$899,000
$328price/sqft
$6,172/moest. monthly cost
$246,880/yrincome needed

About This Home

Experience breathtaking views and complete tranquility at 440 Owl Hollow Road. This expansive 2,600+ sq. ft. residence, situated on 4+ acres, offers an exceptional blend of comfort, privacy, and functionality. Nestled along the Laurel Highlands Scenic Byway, the property showcases stunning, picture-perfect vistas in every direction. A private, 500+ square foot, mother-in-law suite with its own entrance provides ideal accommodations for guests or extended family. The main level features a timeless kitchen that flows seamlessly into the formal dining area, highlighted by exposed wood beams and a beautiful fireplace. The main level, spacious laundry room and full bath add convenience, while the oversized family room offers exposed brick, abundant natural light, and direct access to the deck. Enjoy peaceful mornings and serene evenings on the covered porch overlooking the pond—an inviting space perfect for relaxation or entertaining. The home’s layout provides exceptional flow for hosting gatherings. The upper level includes a generous primary bedroom with en-suite bath, two additional bedrooms, a full bath, and a versatile sitting area that could be converted back into an additional bedroom on the upper level, if desired. The finished lower level, ideal as an in-law suite or recreation area, includes a private entrance, full kitchen, bedroom, and full bath. A spacious, level-entry mudroom adds to the home’s practicality. Outdoor features include an impressive two-story barn with loft, a shed within a penned area, and a large utility/tractor storage building. Additional property highlights: diesel fuel supply, well water with new pump and pressure tank, UV light system, and water softener. The land is zoned Agricultural Security. This remarkable property delivers the ultimate blend of peace, privacy, and natural beauty—a true Ligonier retreat. ADDITIONAL ACREAGE AVAILABLE

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
Mellon El SchoolGrades PK-53.6 mi
6/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Three Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedroom2

  • Level: Upper
  • Dimensions: 14x10

Bedroom3

  • Level: Upper
  • Dimensions: 14x12

Bedroom4

  • Level: Lower
  • Dimensions: 12x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Den

  • Level: Upper
  • Dimensions: 12x8

Dining Room

  • Level: Main
  • Dimensions: 21x14

Entry Foyer

  • Level: Lower
  • Dimensions: 14x9

Family Room

  • Level: Main
  • Dimensions: 30x14

Features

  • Flooring: Hardwood,Tile,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes

Game Room

  • Level: Lower
  • Dimensions: 29x14

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 2,737
  • Total interior livable area: 2,737 sqft

Kitchen

  • Level: Main
  • Dimensions: 15x11

Kitchen

  • Level: Lower
  • Dimensions: 11x11

Laundry

  • Level: Main
  • Dimensions: 11x7

Living Room

  • Level: Main
  • Dimensions: 19x14

Master Bedroom

  • Level: Upper
  • Dimensions: 14x13

Property

Features

  • Levels: Three Or More
  • Stories: 3

Lot

  • Lot size: 4.22 Acres
  • Lot size dimensions: 4.22 AC

Parking

  • Parking features: Covered,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$428$5,136
Property Taxes $899$10,788
Electricity $300$3,603
Total$6,172$74,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,611/yr
40% on housing$185,160/yr
45% on housing$164,586/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 15658$247
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15658$208
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$1,700,000
2026-04-17Price change$999,000
2026-02-19Listed for sale$1,100,000
2026-01-06Listing removed$1,399,900
2025-10-06Price change$1,399,900
2025-07-09Price change$1,500,000
2025-06-06Price change$2,500,000
2024-08-05Listed for sale$2,800,000

For Sale by Agent

AgentRachel Mazzie
BrokerageCOLDWELL BANKER REALTY

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