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162 1st St, Monteagle, TN, 37356

6beds
4baths
2,712sqft
$489,900
$181price/sqft
$3,684/moest. monthly cost
$147,360/yrincome needed

About This Home

Welcome home to this incredible 6 bedroom, 3.5 bath beauty that truly has it all on one level. Enjoy cozy evenings by the stone fireplace, after relaxing in the hot tub, take a swim in your above ground pool, or family movie night in your own theater room, in the finished basement, staying comfortable with heated floors! Large primary bedroom has heated floor, large primary bath, walk-in closet. Walk out from primary for morning coffee on a covered porch. All this and more located within walking distance to schools and restaurants. This home offers space, style and convenience in one perfect package. *Property is under contract with Buyers First Right Of Refusal* Still Showing*

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
Tracy Elementary SchoolGrades PK-84.7 mi
4/10
Grundy County High SchoolGrades 9-1211.5 mi
5/10
Pelham Elementary SchoolGrades PK-85.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1976

Materials

  • Foundation: Block,Slab
  • Roof: Metal
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Free-Standing Electric Oven,Freezer,Gas Water Heater,Microwave,Plumbed For Ice Maker,Tankless Water Heater,Washer/Dryer

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Crown Molding,Eat-in Kitchen,Walk-In Closet(s),Separate Shower,Tub/shower Combo,Separate Dining Room
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood,Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Basement,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,300
  • Finished area above ground: 2,712

Heating & Cooling

  • Heating features: Natural Gas,Radiant Floor
  • Cooling features: Electric,Multi Units

Interior Area

  • Total structure area: 2,712
  • Total interior livable area: 2,712 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Media Room

  • Level: Basement

Other

  • Level: Basement

Property

Details

  • Parcel number: 107f A 03301 000
  • Other equipment: Home Theater

Features

  • Levels: One
  • Stories: 1
  • Pool features: Above Ground,Fenced
  • Patio & porch: Covered,Deck,Front Porch,Porch - Covered
  • Exterior features: Rain Gutters
  • Has spa: Yes
  • Fencing: Back Yard,Front Yard,Gate,Wood

Lot

  • Lot size: 0.30 Acres
  • Features: Back Yard,City Lot,Front Yard,Gentle Sloping
  • Lot size dimensions: 75 x 175

Parking

  • Parking features: Concrete,Driveway,Electric Vehicle Charging Station(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance $422$5,064
Property Taxes $565$6,780
Electricity $220$2,644
Total$3,684$44,208

Income You'd Need if You Spent...

35% on housing$126,308/yr
40% on housing$110,520/yr
45% on housing$98,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 37356$234
Grundy County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 37356
Grundy County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$550,000
2015-04-06Sold$108,000
2014-10-30Sold$105,000
2014-09-25Sold$70,000
2011-04-07Sold$30,000
2010-11-01Sold$65,000
1998-08-24Sold$26,000

For Sale by Agent

AgentLisa Morrison
BrokerageCentury 21 Cumberland Realty

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