12212 Armstrong Rd, Soddy Daisy, TN, 37379
About This Home
**Equitable Ownership Interest: Assignment Contract. Cash or buyers using Hard Money or Private money financing Only** Opportunity awaits in Soddy Daisy! This 5-bedroom, 3-bath home offers 3,518 square feet of space and sits on an expansive 2.77-acre lot--perfect for investors or buyers looking to create their dream home. With a large, open-concept kitchen and living area, this home is well-suited for a growing family or those who love to gather and entertain. Additional features include a finished basement for added living space and an enclosed sunroom, offering a great spot to relax and enjoy the surrounding property. With plenty of room to grow, both inside and out, this property is full of potential and ready for your personal touch. Enjoy the best of both worlds with a peaceful, country living feel while still being just a short drive to Chattanooga for dining, shopping, and entertainment. Located in the Hamilton County School District and zoned for Soddy Elementary, Soddy-Daisy Middle, and Soddy-Daisy High School. If you're looking for space, acreage, and the opportunity to make a home your own, this one is a must-see!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1993
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Refrigerator,Range Hood,Warming Drawer
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Eat-in Kitchen,Open Floorplan
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 2,016
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,518
- Total interior livable area: 3,518 sqft
Property
Details
- Parcel number: 042 017.64
- Special condition: Equitable Ownership Interest
- Other equipment: None
Features
- Patio & porch: Porch - Covered
- Exterior features: Private Entrance
- Fencing: None
Lot
- Lot size: 2.77 Acres
- Features: Back Yard,Level,Many Trees
- Lot size dimensions: 300.03 x 402.55
Parking
- Total spaces: 4
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 4
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Landslide
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance | $170 | $2,040 |
| Property Taxes | $524 | $6,288 |
| Electricity | $285 | $3,430 |
| Total | $3,178 | $38,136 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $435,000 |
View on Zillow