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2313 N Shore Acres Rd, Soddy Daisy, TN, 37379

3beds
2baths
1,610sqft
$299,900
$186price/sqft
$2,224/moest. monthly cost
$88,960/yrincome needed

About This Home

Nice one level over full basement, across the street from lake has access to community lot. has been in the same family for over 30 yrs., home does need updates, but we always change up paint and carpets anyway. Nice large lot with possibility to divide. at this price you can invest in it and make your own style. *** SELLER ID NOW OFFERINF UP TO $15,000,00 TOWARD FLOORING AND PAINT!! note: Investors property is zoned R2 but was converted to single family home years ago. County was called to check on zoning. all information to be verified by Buyer inspections/Diligence

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
6/10
Soddy Daisy High SchoolGrades 9-127.9 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Block,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Pantry,Tub/shower Combo,Breakfast Nook,Separate Dining Room
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,610

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,610
  • Total interior livable area: 1,610 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 042c A 001
  • Special condition: Conservatorship

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Wrap Around
  • Exterior features: Private Yard
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 0.49 Acres
  • Features: Landscaped,Level
  • Lot size dimensions: 250.44 x 84.9

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage Door Opener,Off Street,Garage Faces Front,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Drought
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance $170$2,040
Property Taxes $363$4,356
Electricity $175$2,103
Total$2,224$26,688

Income You'd Need if You Spent...

35% on housing$76,251/yr
40% on housing$66,720/yr
45% on housing$59,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 37379$187
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37379
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Listed for sale$309,001
2026-04-14Contingent$309,001
2026-03-09Price change$309,001
2026-02-04Price change$318,900
2025-10-06Price change$329,000
2025-09-08Price change$345,000
2025-07-12Price change$350,000
2025-05-30Listed for sale$359,000
2025-05-19Contingent$359,000
2025-05-13Price change$359,000
2024-10-23Listed for sale$365,000

For Sale by Agent

AgentBarbara Hawkins
BrokerageTAG Realty

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