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12823 Birchwood Pike, Harrison, TN, 37341

2beds
3baths
1,304sqft
$799,000
$613price/sqft
$5,345/moest. monthly cost
$213,800/yrincome needed

About This Home

This charming 7.36 acre Tennessee property is an equestrian's dream featuring cleared, level land, a three stall horse barn, and an additional pole barn with water access in all the right places. Features include gated entrance, tree lined driveway with wooden fencing around the property. The home, kept up and updated throughout the years, boasts significant improvements, including an efficient heat pump system and updated kitchen, roof, and windows. Outdoor living is a breeze with a fantastic screened-in area, perfect for enjoying the serene surroundings. Inside, the home offers two bathrooms, two main level bedrooms, and a luxurious master bath with a custom Onyx shower. The second story provides extra rooms, offering flexible space to suit your needs. This is a rare opportunity to own a meticulously maintained mini-farm with move-in ready appeal.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
6/10
Hunter Middle SchoolGrades 6-813.3 mi
3/10
Central High SchoolGrades 9-1214.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1996

Materials

  • Foundation: Permanent,Other
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Cooktop,Dryer,Dishwasher,Electric Cooktop,Electric Oven,Free-Standing Refrigerator,Microwave,Oven,Refrigerator,Washer,Water Heater,Water Softener,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Inside,Lower Level,Laundry Room,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Granite Counters,High Ceilings,Pantry,Primary Downstairs,Walk-In Closet(s),Separate Shower,Breakfast Nook,Plumbed
  • Window features: Blinds,Insulated Windows,Vinyl Frames
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Gas Log,Great Room,Propane
  • Fireplace: Yes
  • Finished area above ground: 1,304

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,304
  • Total interior livable area: 1,304 sqft

Property

Details

  • Parcel number: 043 012.01

Features

  • Levels: One
  • Patio & porch: Covered,Front Porch,Porch,Rear Porch,Screened,Porch - Screened,Porch - Covered
  • Exterior features: Other,Private Entrance,Rain Gutters
  • Fencing: Fenced,Full,Gate,Wood
  • Has view: Yes
  • View description: Meadow,Pasture,Trees/Woods

Lot

  • Lot size: 7.36 Acres
  • Features: Back Yard,Cleared,Few Trees,Front Yard,Pasture,Views
  • Lot size dimensions: 247 x 1439 x 247 x 1439

Parking

  • Total spaces: 3
  • Parking features: Concrete,Driveway,Garage,Garage Door Opener,Gated,Gravel,Unpaved,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance $174$2,088
Property Taxes $956$11,472
Electricity $175$2,103
Total$5,345$64,140

Income You'd Need if You Spent...

35% on housing$183,257/yr
40% on housing$160,350/yr
45% on housing$142,533/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$613This listing

vs Other Active Listings

Avg $/sqft

ZIP 37341$203
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37341
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$799,000
2026-01-15Listed for sale$850,000
1996-08-19Sold$15,456

For Sale by Agent

AgentBonnie Brown
BrokerageReal Estate Partners Chattanooga LLC

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