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315 Depot St, Soddy Daisy, TN, 37379

3beds
1baths
1,432sqft
$239,900
$168price/sqft
$1,681/moest. monthly cost
$67,240/yrincome needed

About This Home

Welcome to the charming small-town community of Soddy-Daisy. This 3-bedroom home offers hardwoods, designated laundry room, bathroom with a jacuzzi and a separate walk-in shower. This home is situated on a corner lot and is located where outdoor recreation and family living come together. Enjoy easy access to Soddy Lake with its public fishing pier, scenic walking areas, and beautiful waterfront. Just minutes away, Holly Park offers a public boat launch for boating, kayaking, and paddleboarding on Chickamauga Lake. Families will appreciate the nearby Kids Park (Northend Ball Fields) with playgrounds, ballfields, walking paths, and the Soddy-Daisy Kids Club. The community also features excellent schools, numerous local churches, neighborhood parks, and a walkable, welcoming atmosphere that makes it easy to feel at home. Soddy-Daisy Veterans Park, the Soddy Lake Public Fishing Pier, and other community amenities create an active, family-friendly lifestyle in one of the Chattanooga area's most desirable small towns. Call for info to see if you qualify for 100 financing!!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Soddy Elementary SchoolGrades PK-50.2 mi
5/10
7/10
Soddy Daisy High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Finished area above ground: 1,432

Interior Area

  • Total structure area: 1,432
  • Total interior livable area: 1,432 sqft

Property

Details

  • Parcel number: 048d A 014

Features

  • Exterior features: Rain Gutters
  • Fencing: Fenced,Front Yard

Lot

  • Lot size: 7,840 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 60 x 107

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance $170$2,040
Property Taxes $123$1,476
Electricity $175$2,103
Total$1,681$20,172

Income You'd Need if You Spent...

35% on housing$57,634/yr
40% on housing$50,430/yr
45% on housing$44,826/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 37379$188
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37379
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$239,900
2026-07-03Listed for sale$259,900
2017-11-21Sold$95,000
2017-09-19Pending sale$95,000
2017-09-14Price change$95,000
2017-07-19Listed for sale$100,000
2017-07-11Pending sale$100,000
2017-05-03Listed for sale$100,000
2011-09-30Listing removed$795
2011-08-02Listed for rent$795
2010-06-28Sold$37,200
2010-01-24Listing removed$63,000
2010-01-23Listed for sale$63,000
2009-11-30Sold$129,513
2008-05-01Sold$114,000
1999-08-20Sold$35,000

For Sale by Agent

AgentVickie Vernon
BrokerageCentury 21 1st Choice Realtors

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