




1043 Clift Cave Dr, Soddy Daisy, TN, 37379
About This Home
Welcome to 1043 Clift Cave Drive, where breathtaking waterfront views, resort-style amenities, and proven investment potential come together to create the ultimate lakefront retreat. Nestled along the shores of Chickamauga Lake in Soddy-Daisy, this beautifully maintained two-level home offers approximately 2,450 square feet of thoughtfully designed living space and is being sold fully furnished, making it a truly turnkey opportunity for both investors and those seeking a personal lakeside escape. Currently operating as a successful short-term rental with an active STR permit already in place, this property is ready to continue generating income from day one. Whether you're looking for an investment property, vacation home, or full-time residence, this exceptional home offers endless possibilities. Step inside and immediately feel welcomed by the bright, open floor plan designed to embrace the beauty of waterfront living. Natural light fills the living spaces while expansive windows frame picturesque lake views, creating a peaceful backdrop throughout the home. The spacious living area invites you to gather with family and friends after a day on the water, while the adjoining kitchen and dining spaces provide the perfect setting for entertaining. The home features three true bedrooms and three full bathrooms, offering comfortable accommodations for family and guests. Downstairs, a versatile flex space currently functions as an additional sleeping area complete with two sets of bunk beds, making it ideal as a bunk room, game room, home office, or additional guest retreat. Outside is where this property truly shines. Imagine spending your days relaxing beside the in-ground pool featuring a new pool liner, hosting summer cookouts on the expansive outdoor living spaces, or soaking in the panoramic views of Chickamauga Lake. Boating enthusiasts will appreciate the covered dock complete with a boat lift, providing easy access to endless days of fishing, watersports, and sunset cruises on one of East Tennessee's most beloved lakes. As evening falls, gather around with loved ones as the sun sets across the water, creating the kind of memories that last a lifetime. Located just a short drive from Chattanooga while offering the tranquility of lakeside living, 1043 Clift Cave Drive is more than just a home--it's a lifestyle. Whether you're seeking a fully furnished investment opportunity with an established rental history or a private waterfront getaway to call your own, this exceptional property offers the very best of Tennessee lake living.
Getting Around
Schools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Slab
- Roof: Asphalt,Shingle
- Construction materials: Other,Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Electric Water Heater,Free-Standing Gas Range,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Full
Bathroom
- Level: First
Bathroom
- Level: First
Bathroom
- Level: Basement
Bedroom
- Level: First
Bedroom
- Level: Basement
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
Family Room
- Level: Basement
Features
- Double Vanity,Granite Counters,Open Floorplan,Primary Downstairs,Separate Shower,Tub/shower Combo,Connected Shared Bathroom
- Flooring: Hardwood,Tile
- Number of fireplaces: 2
- Fireplace features: Den,Family Room,Gas Starter,Gas Log,Great Room,Wood Burning
- Fireplace: Yes
- Finished area above ground: 2,450
Great Room
- Level: First
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,450
- Total interior livable area: 2,450 sqft
Laundry
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 049j A 027
Features
- Levels: Two
- Pool features: In Ground
- Patio & porch: Covered,Deck,Patio,Porch
- Exterior features: Dock - Floating,Dock - Stationary
- Fencing: Fenced
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake,Lake Front,River Access
Lot
- Lot size: 0.52 Acres
- Features: Gentle Sloping,Lake on Lot,Other,Sprinklers In Front,Sprinklers In Rear,Sloped,Split Possible,Wooded
- Lot size dimensions: 81 x 270
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,626 | $55,512 |
| Home Insurance | $170 | $2,040 |
| Property Taxes | $472 | $5,664 |
| Electricity | $199 | $2,388 |
| Total | $5,467 | $65,604 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $915,000 |
| 2026-06-11 | Listed for sale | $925,000 |
| 2017-09-14 | Sold | $430,000 |
| 2017-08-02 | Price change | $470,000 |
| 2017-07-18 | Pending sale | $499,900 |
| 2017-03-22 | Listed for sale | $499,900 |
| 2016-12-14 | Listing removed | $519,000 |
| 2016-08-25 | Listed for sale | $519,000 |
| 2015-11-11 | Sold | $285,000 |
| 2015-06-30 | Listed for sale | $325,000 |
| 2014-12-19 | Listing removed | $325,000 |
| 2014-08-30 | Listed for sale | $325,000 |
| 2011-11-30 | Listing removed | $350,000 |
| 2011-06-11 | Price change | $350,000 |
| 2011-04-01 | Price change | $385,600 |
| 2010-04-29 | Price change | $414,900 |
| 2009-08-12 | Price change | $423,900 |
| 2009-06-14 | Listed for sale | $449,900 |
| 2003-09-17 | Sold | $219,000 |
