See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

6422 Ware Branch Cove Dr, Harrison, TN, 37341

4beds
4baths
3,102sqft
$1,625,000
$524price/sqft
$10,618/moest. monthly cost
$424,720/yrincome needed

About This Home

Experience incredible waterfront living at 6422 Ware Branch Cove Drive, nestled in this sought-after community in Harrison, Tennessee. Imagine waking up each morning to the sun shimmering across the water right in your own backyard. As you step inside this beautiful traditional home, you're welcomed by a grand two-story foyer, with a living room on one side and a dining room on the other--perfect for both everyday living and entertaining. The home opens into the kitchen, breakfast area, and family room featuring a cozy fireplace and a wall of French doors that lead out to a large deck overlooking the lake--an ideal spot to relax or host guests. The large main-level en-suite offers comfort and convenience, tucked privately on the opposite side of the home from the kitchen. Upstairs, you'll find three additional bedrooms and two full bathrooms, providing plenty of space for family or guests. The finished basement adds even more living space with a versatile den, along with a spacious two-car garage and ample storage. Car enthusiasts and hobbyists will appreciate the impressive detached garage--perfect for multiple vehicles, a boat, or a workshop. Above it, you'll find an additional 475 sq. ft. of finished space. Just outside, enjoy a covered outdoor kitchen area, ideal for entertaining year-round. Step into the backyard and follow the gentle slope down to your private covered dock, complete with power lifts for a boat and wave runners. This is lakefront living at its finest--where every day feels like a getaway.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
6/10
Hunter Middle SchoolGrades 6-89.4 mi
3/10
Central High SchoolGrades 9-1210.2 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Block,Stone
  • Roof: Asphalt,Shingle
  • Construction materials: Stone,Synthetic Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Exhaust Fan,Electric Water Heater,Free-Standing Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: Basement

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,High Speed Internet,Primary Downstairs,Storage,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s),Separate Shower,Tub/shower Combo,En Suite,Breakfast Room,Separate Dining Room,Whirlpool Tub
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Starter
  • Fireplace: Yes
  • Finished area below ground: 540
  • Finished area above ground: 2,562

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Multi Units

Interior Area

  • Total structure area: 3,102
  • Total interior livable area: 3,102 sqft

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Other

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 059n A 012
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Rear Porch
  • Exterior features: Outdoor Grill,Outdoor Kitchen,Rain Gutters,Dock - Stationary
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 1.26 Acres
  • Features: Back Yard,Gentle Sloping,Lake on Lot,Sprinklers In Front,Sprinklers In Rear,Waterfront
  • Lot size dimensions: 175.75 x 313.79

Parking

  • Total spaces: 6
  • Parking features: Basement,Driveway,Garage Door Opener,Other,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,216$98,592
Home Insurance $174$2,088
Property Taxes $1,976$23,712
Electricity $252$3,024
Total$10,618$127,416

Income You'd Need if You Spent...

35% on housing$364,045/yr
40% on housing$318,540/yr
45% on housing$283,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$524This listing

vs Other Active Listings

Avg $/sqft

ZIP 37341$197
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37341
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$1,650,000
2016-09-01Sold$475,000
2016-08-02Pending sale$479,000
2016-06-21Price change$479,000
2016-02-28Listed for sale$499,500
2016-01-01Listing removed$535,000
2015-07-22Price change$535,000
2015-06-22Listed for sale$550,000
2011-04-14Listing removed$659,000
2010-10-02Listed for sale$659,000
2006-09-29Sold$450,000
1996-03-22Sold$60,000

For Sale by Agent

AgentAnn Badgley
BrokerageKeller Williams Realty

Similar Homes