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17674 Front Beach Rd Unit 10, Panama City Beach, FL, 32413

50beds
60baths
28,491sqft
$13,900,000
$488price/sqft
$96,281/moest. monthly cost
$3,851,240/yrincome needed

About This Home

A rare offering in Panama City Beach, Laguna Villas is a private enclave of ten gulf-view luxury residences, presenting an exclusive opportunity to acquire a turnkey boutique collection in a proven short-term rental market. Each 5BR/5.5BA villa features modern finishes, private plunge pools, rooftop terraces, and direct access to public beach access 72 and 73, all designed to maximize guest appeal and premium nightly rates. Located just minutes from Pier Park, world-class dining along 30A, and popular Gulf Coast attractions, these gulf-view vacation rentals offer the perfect blend of luxury, exclusivity, and strong income potential. This fully integrated collection of ten residences is a rare investment opportunity in one of Florida's top-performing beach rental markets.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
7/10
Surfside Middle SchoolGrades 6-83.8 mi
4/10
J.R. Arnold High SchoolGrades 9-125.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Slab

Type & Style

  • Home type: Condo
  • Architectural style: Low Rise
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedroom

  • Level: Third
  • Dimensions: 12 x 11

Bedroom

  • Level: First
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedroom

  • Level: Third
  • Dimensions: 12 x 11

Bedroom

  • Level: Third
  • Dimensions: 12 x 11

Bedroom

  • Level: Third
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedroom

  • Level: Fourth
  • Dimensions: 12 x 11

Bedroom

  • Level: Fourth
  • Dimensions: 12 x 11

Bedroom

  • Level: First
  • Dimensions: 12 x 11

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 50
  • Bathrooms: 60
  • Full bathrooms: 50
  • 1/2 bathrooms: 10

Dining Room

  • Level: Fourth
  • Dimensions: 15 x 8

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 28,491
  • Total interior livable area: 28,491 sqft

Kitchen

  • Level: Fourth
  • Dimensions: 15 x 10

Living Room

  • Level: Fourth
  • Dimensions: 9.5 x 12

Media Room

  • Level: First
  • Dimensions: 15.5 x 13.5

Other

  • Level: Fifth
  • Dimensions: 35 x 20

Property

Details

  • Parcel number: 38371000000

Features

  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Deck,Terrace
  • Exterior features: Barbecue,Covered Patio,Outdoor Shower
  • Fencing: Fenced
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf

Lot

  • Features: Sprinkler System,Paved
  • Lot size dimensions: 162 x 246 x 183 x 155

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $70,285$843,420
Home Insurance *$16,295$195,540
Property Taxes $6,834$82,008
Electricity $2,867$34,407
Total$96,281$1,155,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$3,301,062/yr
40% on housing$2,888,430/yr
45% on housing$2,567,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$488This listing

vs Other Active Listings

Avg $/sqft

ZIP 32413$286
Bay County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 32413$311
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-10Listed for sale$13,900,000
2025-07-11Listing removed$14,950,000
2025-04-30Price change$14,950,000
2024-10-09Price change$15,500,000
2024-08-05Listed for sale$16,500,000

New Construction

AgentCraig Duran
BrokerageBerkshire Hathaway HomeServices Beach Properties of Florida

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