




10120 Bear Trail Dr, Soddy Daisy, TN, 37379
About This Home
Nestled on a spacious half-acre lot just minutes from the lake, this inviting 3-bedroom, 2-bath home offers the perfect blend of comfort and convenience. Inside, you'll find a spacious kitchen, a bright living room with a beautiful, vaulted ceiling, and a large primary suite featuring a walk-in closet. The full finished basement provides plenty of additional living space, while the oversized laundry room adds everyday functionality. With its generous layout and desirable location, this home is ideal for relaxing, entertaining, and enjoying lake-area living. Don't miss out on this one!
Getting Around
Schools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Brick/Mortar,Stone
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Gas Range,Gas Water Heater,Microwave,Refrigerator
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Finished,Full
Bathroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,Open Floorplan,Walk-In Closet(s),Tub/shower Combo
- Window features: Insulated Windows,Vinyl Frames
- Flooring: Luxury Vinyl,Plank,Engineered Hardwood
- Number of fireplaces: 1
- Fireplace features: Den,Family Room,Gas Log,Great Room
- Fireplace: Yes
- Finished area above ground: 1,491
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,087
- Total interior livable area: 2,087 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Living Room
- Level: Basement
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 076a B 009
Features
- Levels: One
- Pool features: None
- Patio & porch: Deck,Patio,Porch,Rear Porch,Porch - Covered
- Exterior features: None
- Fencing: None
Lot
- Lot size: 0.50 Acres
- Features: Gentle Sloping,Level
- Lot size dimensions: 110.0 x 198.49
Parking
- Total spaces: 2
- Parking features: Basement,Driveway,Off Street,Paved,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,916 | $22,992 |
| Home Insurance | $170 | $2,040 |
| Property Taxes | $458 | $5,496 |
| Electricity | $175 | $2,103 |
| Total | $2,719 | $32,628 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $379,000 |
| 2024-02-29 | Sold | $349,100 |
| 2024-01-06 | Contingent | $349,900 |
| 2023-12-22 | Listed for sale | $349,900 |
| 2023-11-28 | Sold | $240,000 |
| 2023-11-06 | Pending sale | $240,000 |
| 2016-04-04 | Sold | $156,000 |
| 2016-02-20 | Pending sale | $156,000 |
| 2016-02-11 | Listed for sale | $156,000 |
| 2012-05-01 | Sold | $145,000 |
| 2012-01-19 | Listed for sale | $149,900 |
| 1998-02-19 | Sold | $97,500 |
