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10120 Bear Trail Dr, Soddy Daisy, TN, 37379

3beds
2baths
2,087sqft
$379,000
$182price/sqft
$2,719/moest. monthly cost
$108,760/yrincome needed

About This Home

Nestled on a spacious half-acre lot just minutes from the lake, this inviting 3-bedroom, 2-bath home offers the perfect blend of comfort and convenience. Inside, you'll find a spacious kitchen, a bright living room with a beautiful, vaulted ceiling, and a large primary suite featuring a walk-in closet. The full finished basement provides plenty of additional living space, while the oversized laundry room adds everyday functionality. With its generous layout and desirable location, this home is ideal for relaxing, entertaining, and enjoying lake-area living. Don't miss out on this one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
Allen Elementary SchoolGrades PK-52.8 mi
8/10
Loftis Middle SchoolGrades 6-83.5 mi
7/10
Soddy Daisy High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Brick/Mortar,Stone
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,Open Floorplan,Walk-In Closet(s),Tub/shower Combo
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Luxury Vinyl,Plank,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Den,Family Room,Gas Log,Great Room
  • Fireplace: Yes
  • Finished area above ground: 1,491

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,087
  • Total interior livable area: 2,087 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: Basement

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 076a B 009

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch,Rear Porch,Porch - Covered
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 0.50 Acres
  • Features: Gentle Sloping,Level
  • Lot size dimensions: 110.0 x 198.49

Parking

  • Total spaces: 2
  • Parking features: Basement,Driveway,Off Street,Paved,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance $170$2,040
Property Taxes $458$5,496
Electricity $175$2,103
Total$2,719$32,628

Income You'd Need if You Spent...

35% on housing$93,222/yr
40% on housing$81,570/yr
45% on housing$72,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 37379$186
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37379
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$379,000
2024-02-29Sold$349,100
2024-01-06Contingent$349,900
2023-12-22Listed for sale$349,900
2023-11-28Sold$240,000
2023-11-06Pending sale$240,000
2016-04-04Sold$156,000
2016-02-20Pending sale$156,000
2016-02-11Listed for sale$156,000
2012-05-01Sold$145,000
2012-01-19Listed for sale$149,900
1998-02-19Sold$97,500

For Sale by Agent

AgentJosh A Killian
BrokerageThe Group Real Estate Brokerage

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