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10115 Bear Trail Dr, Soddy Daisy, TN, 37379

3beds
3baths
2,288sqft
$350,000
$153price/sqft
$2,547/moest. monthly cost
$101,880/yrincome needed

About This Home

Welcome to Your Lakeside Retreat in Hunter Trace! Discover the perfect blend of comfort, style, and serenity in this beautifully UPDATED 3-bedroom, 3-bathroom home. Step inside to a sun-drenched living room boasting vaulted ceilings, rich hardwood flooring, and a cozy corner fireplace - the perfect backdrop for relaxing evenings or hosting friends. The open-concept design flows effortlessly into the dining area and kitchen, offering direct access to the back deck for seamless indoor-outdoor living. The true MAGIC of this home lies in its proximity to the water. Situated just steps from the lake, the property invites you to slow down and take in the view. All three front windows serve as living portraits of the neighborhood's natural beauty, flooding the home with light and offering glimpses of the shimmering lake nearby. The primary suite serves as a private sanctuary, featuring a walk-in closet and an ensuite bath complete with a soaking garden tub and shower. Two additional generously sized bedrooms share a well-appointed hall bath, perfect for family or guests. The ULTIMATE BONUS - A Finished Basement! The large Bonus Area features, a cozy den with a fireplace insert and built-in TV cabinetry, a full bathroom, a private office with a closet, and two-car garage with custom built-in cabinetry for the ultimate organized workspace. This home has been meticulously maintained and recently updated with fresh interior paint and plush new carpeting in the bedrooms, creating a clean, modern feel while preserving its inviting warmth. Practicality meets convenience with a spacious laundry room featuring ample storage, plus two separate driveways for effortless off-street parking. Unwind on the front porch or enjoy the privacy of the back deck, this home offers the best of both worlds. With its perfect combination of space, modern updates, and a water view location, this is a home with plenty of life left to love. Schedule a tour to see it for yourself!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
Allen Elementary SchoolGrades PK-52.7 mi
7/10
Loftis Middle SchoolGrades 6-83.5 mi
6/10
Soddy Daisy High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1995

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Range,Gas Water Heater,Microwave
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: First

Bathroom

  • Level: Basement

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Basement

Bonus Room

  • Level: Basement

Features

  • Ceiling Fan(s),Pantry,Soaking Tub,Walk-In Closet(s),Separate Shower,Tub/shower Combo,Split Bedrooms
  • Window features: Storm Window(s)
  • Flooring: Combination
  • Number of fireplaces: 2
  • Fireplace features: Den,Electric,Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,092
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,288
  • Total interior livable area: 2,288 sqft

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 076a C 028

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch,Porch - Covered
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Other,Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.72 Acres
  • Features: Back Yard,Gentle Sloping,Pie Shaped Lot
  • Lot size dimensions: 160.0 x 195.52

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $170$2,040
Property Taxes $423$5,076
Electricity $185$2,230
Total$2,547$30,564

Income You'd Need if You Spent...

35% on housing$87,325/yr
40% on housing$76,410/yr
45% on housing$67,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 37379$187
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37379
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Pending sale$350,000
2026-05-14Contingent$350,000
2026-05-09Listed for sale$350,000
2009-04-01Sold$165,000
2009-02-24Listed for sale$169,900
2007-06-04Sold$153,000

For Sale by Agent

AgentBrooke Littell
BrokerageEXP Realty, LLC

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