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438 Fallen Leaf Dr, Soddy Daisy, TN, 37379

3beds
2baths
1,430sqft
$349,000
$244price/sqft
$2,531/moest. monthly cost
$101,240/yrincome needed

About This Home

Welcome to this well maintained 3 bedroom, 2 bathroom home offering 1,430 square feet in the desirable Hunters Trace neighborhood in Soddy Daisy. This inviting home features a spacious and functional layout designed for comfortable everyday living. The kitchen provides plenty of workspace and flows seamlessly into the main living areas, making it ideal for both daily life and entertaining. The living room is highlighted by a cozy gas fireplace, creating the perfect place to relax year round. Step outside to the oversized back deck, perfect for grilling, outdoor dining, or enjoying a quiet morning with peaceful backyard views. Two detached storage buildings provide exceptional storage, with one featuring a functioning garage door that makes an excellent workshop, hobby space, or additional garage storage. Conveniently located just minutes from Chickamauga Lake, Lakesite Community, Highway 27, and Hixson Pike, this home offers easy access to shopping, dining, recreation, and everything the Chattanooga area has to offer. If you have been searching for a move in ready home in a convenient location, this one is a must see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
Allen Elementary SchoolGrades PK-52.7 mi
8/10
Loftis Middle SchoolGrades 6-83.7 mi
7/10
Soddy Daisy High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator,Washer/Dryer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Finished area above ground: 1,430

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,430
  • Total interior livable area: 1,430 sqft

Property

Details

  • Parcel number: 076a D 015

Features

  • Patio & porch: Deck,Front Porch,Porch
  • Exterior features: Rain Gutters

Lot

  • Lot size: 0.45 Acres
  • Lot size dimensions: 109.3 x 180.09

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance $170$2,040
Property Taxes $422$5,064
Electricity $175$2,103
Total$2,531$30,372

Income You'd Need if You Spent...

35% on housing$86,777/yr
40% on housing$75,930/yr
45% on housing$67,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 37379$187
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37379
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$349,000
2024-07-02Sold$310,000
2024-06-02Pending sale$289,900
2024-05-31Listed for sale$289,900
2015-11-09Listing removed--
2015-11-06Price change$67,500
2015-10-31Listed for sale--
2008-07-29Sold$145,000
2003-09-03Sold$122,000
1996-08-19Sold$84,500

For Sale by Agent

AgentBayli Young Williams
BrokeragesimpliHOM

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