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8920 Birchwood Pike, Harrison, TN, 37341

3beds
2baths
1,645sqft
$292,900
$178price/sqft
$2,181/moest. monthly cost
$87,240/yrincome needed

About This Home

8920 Birchwood Pike offers the perfect blend of space, functionality, and charm. With 1645 SqFt this 3 bedroom, 2 bathroom split foyer home features a spacious kitchen with plenty of room to gather, an inviting living room upstairs, and an additional oversized living area in the basement ideal for a media room, playroom, or home office. The 2-car garage includes a little extra workshop space, while the fenced backyard provides privacy and room to enjoy the outdoors on an almost half-acre lot. A detached outbuilding adds even more versatility, and the mature Japanese maple brings a beautiful appeal and character to the property. With easy access to 58 Hwy and a convenient location close to Harrison Bay State Park, Bear Trace Golf Course, and Chickamauga Lake this home is ready for its next owner to move in and make it their own.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
5/10
Brown Middle SchoolGrades 6-86.5 mi
3/10
Central High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Permanent
  • Roof: Metal
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Tub/shower Combo
  • Flooring: Vinyl
  • Finished area above ground: 1,645

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,645
  • Total interior livable area: 1,645 sqft

Property

Details

  • Parcel number: 085m A 002

Features

  • Levels: Bi-Level
  • Patio & porch: Deck,Porch
  • Exterior features: Private Yard
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.44 Acres
  • Features: Back Yard,Gentle Sloping
  • Lot size dimensions: 97.71 x 239.80

Parking

  • Total spaces: 2
  • Parking features: Basement,Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,481$17,772
Home Insurance $174$2,088
Property Taxes $351$4,212
Electricity $175$2,103
Total$2,181$26,172

Income You'd Need if You Spent...

35% on housing$74,777/yr
40% on housing$65,430/yr
45% on housing$58,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 37341$212
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37341
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$292,900
2020-08-07Sold$165,000
2020-05-06Pending sale$160,000
2020-04-28Listed for sale$160,000
2020-04-23Pending sale$160,000
2020-04-04Listed for sale$160,000
2002-09-13Sold$101,000

For Sale by Agent

AgentMatthew Whitmire
BrokerageOcoee Realty & Property Management

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