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1126 Charwood Ln, Hixson, TN, 37343

3beds
2baths
1,960sqft
$349,900
$179price/sqft
$2,500/moest. monthly cost
$100,000/yrincome needed

About This Home

Welcome to 1126 Charwood Lane, a beautifully maintained home tucked away on a private cul-de-sac, offering the perfect blend of peace, privacy, and convenience. Ideally located just minutes from Hixson and Highway 27, you'll enjoy easy access to shopping, dining, and downtown Chattanooga. Step inside to discover a home that has been lovingly cared for. The updated kitchen is sure to impress with granite countertops, a stylish tile backsplash, and tile flooring--perfect for everyday living and entertaining alike. New carpet upstairs adds a fresh touch, while the spacious living room provides a warm and inviting place to gather. The upper level features a generous primary suite with a beautiful en-suite bath showcasing a stunning tile shower. Two additional bedrooms and a full guest bath complete the main living area. Downstairs, you'll find an expansive family room with a built-in bar, creating the ultimate space for game days, movie nights, or hosting family and friends. Outdoor living is just as impressive. Relax on the screened porch while taking in the peaceful views, entertain guests on the tile patio, or enjoy the beauty of the beautifully landscaped yard complete with a tranquil koi pond. A two-car main-level garage adds everyday convenience to this exceptional home. If you've been searching for a move-in ready home with beautiful outdoor spaces and a fantastic location, 1126 Charwood Lane is one you won't want to miss.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

4/10
Hixson Elementary SchoolGrades PK-50.8 mi
5/10
Hixson Middle SchoolGrades 6-81.3 mi
7/10
Hixson High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Block
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Range,Electric Water Heater,Microwave,Other
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Basement

Features

  • Bar,Ceiling Fan(s),Eat-in Kitchen,Granite Counters,High Speed Internet,Tub/shower Combo,En Suite
  • Flooring: Carpet,Tile
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 1,960
  • Total interior livable area: 1,960 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 091p C 012

Features

  • Levels: One and One Half
  • Patio & porch: Front Porch,Patio,Porch - Screened,Porch - Covered
  • Exterior features: Rain Gutters
  • Fencing: Fenced

Lot

  • Lot size: 0.38 Acres
  • Lot size dimensions: 90.01 x 148.03

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $167$2,004
Property Taxes $389$4,668
Electricity $175$2,103
Total$2,500$30,000

Income You'd Need if You Spent...

35% on housing$85,714/yr
40% on housing$75,000/yr
45% on housing$66,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 37343$177
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37343
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Contingent$349,900
2026-08-03Listed for sale$349,900

For Sale by Agent

AgentLyndsey Bowman
BrokerageKeller Williams Realty

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