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6616 Ramsey Rd, Harrison, TN, 37341

2beds
2baths
1,264sqft
$335,000
$265price/sqft
$2,443/moest. monthly cost
$97,720/yrincome needed

About This Home

Room for Your Toys, Minutes to the Water -- Garage Space, Parking & Harrison Living If you've been looking for space--not just inside, but for everything that comes with your lifestyle--this Harrison home delivers in a big way. The incredible garage setup easily accommodates four vehicles, making it perfect for car enthusiasts, boat owners, or anyone who simply needs room to spread out. With two separate driveways, there's no shortage of parking here. Whether you're hosting friends, gathering with family, or gearing up for a day on the water, there's plenty of space for everyone to park with ease. And with Harrison Bay State Park just minutes away, it's easy to load up and head out for a boat ride or a day by the lake. Everyday convenience is right around the corner with a grocery store just 2 miles away, making quick trips simple and easy. Inside, the home has been well cared for and is completely smoke-free, offering a fresh feel and a great opportunity to make cosmetic updates and truly make it your own. The open living, dining, and kitchen layout creates an easy flow for everyday living and entertaining, while the wrap-around deck overlooks a private, wooded setting. The primary suite features a relaxing whirlpool tub, and the second bedroom is exceptionally large--more like a second primary--with a spacious closet, offering incredible flexibility. Downstairs, the heated and cooled full basement includes a framed room--ready for whatever you envision next. This home isn't just about square footage--it's about having the space to live the way you want, both inside and out.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

4/10
5/10
Brown Middle SchoolGrades 6-84.3 mi
3/10
Central High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Tankless Water Heater,Washer
  • Laundry features: In Basement,Electric Dryer Hookup,Lower Level,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Crown Molding,Eat-in Kitchen,High Speed Internet,Kitchen Island,Laminate Counters,Open Floorplan,Smart Thermostat,Storage,Walk-In Closet(s),Tub/shower Combo
  • Window features: Aluminum Frames
  • Flooring: Carpet,Linoleum,Parquet
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,264
  • Total interior livable area: 1,264 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 094 041.02
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch,Wrap Around
  • Exterior features: Private Yard,Rain Gutters,Storage
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 0.60 Acres
  • Features: Back Yard,Cleared,Front Yard,Level,Views,Wooded
  • Lot size dimensions: 175 x 150

Parking

  • Total spaces: 4
  • Parking features: Concrete,Driveway,Garage Door Opener,Paved,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance $174$2,088
Property Taxes $401$4,812
Electricity $175$2,103
Total$2,443$29,316

Income You'd Need if You Spent...

35% on housing$83,760/yr
40% on housing$73,290/yr
45% on housing$65,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 37341$211
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37341
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$335,000
2025-12-31Listed for sale$350,000
2002-12-09Sold$108,000

For Sale by Agent

AgentGrace Edrington, Berkshire Hathaway HomeServices J Douglas Properties, Elizabeth Gregg, Berkshire Hathaway HomeServices J Douglas Properties
BrokerageBerkshire Hathaway HomeServices J Douglas Properties

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