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1212 Rocky Dell Ln, Signal Mountain, TN, 37377

4beds
4baths
3,990sqft
$975,000
$244price/sqft
$6,938/moest. monthly cost
$277,520/yrincome needed

About This Home

Sometimes you walk into a house and it just feels like home! Nestled on a quiet cul-de-sac on 2 acres, you will have room to breathe, stretch out, and bring all the toys! With 4 bedrooms, 3.5 bathrooms, a bonus room, home office, 2 fireplaces, and a finished basement, everyone will have space to roam. The Seller's have done many improvements such as updating the kitchen with beautiful quartz countertops with extended breakfast bar, stainless appliances, double oven, interior paint, and so much more! Not only is this home on 2 acres, it backs up to The Pumpkin Patch, a highly rated playground. Home is zoned for Nolan Elementary School and Signal Mountain Middle and High School. Think Green! This home includes a Solar Panel System that will power the home and an EV ''Type'' 2 Charger for electric vehicles. Enjoy the heated inground pool and the pool house provides a convenient half bathroom/ changing space. The newly screened covered deck is ready for gathering with friends. Plus there is a wonderful outbuilding that would make a great workshop and storage for boats, cars, off road vehicles, or whatever you have future plans for. Pick your own wild and domestic blueberries, blackberries, apples, and garlic. Seller is negotiable on the trampoline, outdoor play items, smaller storage buildings for pool furniture storage, tiller, piano, and riding lawn mower. A list of Seller improvements can be shared. Buyers should be pre-approved with a lender before requesting appointments. Schedule your private showing and call today!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Nolan Elementary SchoolGrades K-52.6 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Double Oven,Dishwasher,Electric Cooktop,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Trash Compactor
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Finished,Full

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Den

  • Level: Basement

Dining Room

  • Level: First

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Double Vanity,Entrance Foyer,Eat-in Kitchen,Open Floorplan,Pantry,Primary Downstairs,See Remarks,Stone Counters,Walk-In Closet(s),Tub/shower Combo,En Suite,Sitting Area,Breakfast Nook,Separate Dining Room,Split Bedrooms
  • Window features: Insulated Windows,Wood Frames
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Den,Gas Starter,Insert,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 770
  • Finished area above ground: 3,990

Heating & Cooling

  • Heating features: Active Solar,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,990
  • Total interior livable area: 3,990 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Other

  • Level: First

Other

  • Level: Basement

Property

Details

  • Parcel number: 098f B 002.02
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: Heated,In Ground
  • Patio & porch: Deck,Patio,Porch,Porch - Screened,Porch - Covered
  • Exterior features: Private Yard,Rain Gutters,Storage
  • Fencing: Chain Link,Fenced,Partial

Lot

  • Lot size: 2 Acres
  • Features: Back Yard,Cul-De-Sac,Front Yard,Landscaped,Level,Sprinklers In Front,Sprinklers In Rear,Wooded
  • Lot size dimensions: 105 x 269.46

Parking

  • Total spaces: 1
  • Parking features: Basement,Driveway,Garage,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance $238$2,856
Property Taxes $1,446$17,352
Electricity $324$3,890
Total$6,938$83,256

Income You'd Need if You Spent...

35% on housing$237,874/yr
40% on housing$208,140/yr
45% on housing$185,013/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 37377$293
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37377
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$975,000
2026-02-06Listed for sale$1,000,000
2020-11-20Sold$584,900
2020-09-17Pending sale$584,900
2020-08-27Price change$584,900
2020-07-28Listed for sale$596,000
2020-07-20Pending sale$596,000
2020-07-17Price change$596,000
2020-06-23Listed for sale$626,000
2003-11-24Sold$355,000

For Sale by Agent

AgentTeresa Scheiwe
BrokerageKeller Williams Realty

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