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631 W View Rd, Chattanooga, TN, 37415

2beds
2baths
1,152sqft
$299,900
$260price/sqft
$2,205/moest. monthly cost
$88,200/yrincome needed

About This Home

Welcome to 631 W View Road, Chattanooga, TN 37415, an end unit townhome offering low maintenance living at the base of Signal Mountain, just minutes to Downtown Chattanooga, US 27, and Erlanger North Hospital. If you have been searching for easy main level living without sacrificing space or location, this home delivers. This 2 bedroom, 2 bathroom townhome offers approximately 1,152 square feet with an open concept layout designed for everyday comfort. The main living area flows seamlessly into the dining space and out to the back deck, creating an ideal setup for relaxing or entertaining while enjoying the scenic surroundings. The kitchen features granite countertops, stainless steel appliances, and functional prep space, all positioned to stay connected to the main living areas. The primary suite is located on the main level, offering both convenience and privacy, along with direct access to a screened porch, a perfect spot for morning coffee or unwinding at the end of the day. A main level laundry area adds to the ease of one level living. Upstairs, the oversized second bedroom includes a full bathroom, walk in closet, and additional storage, making it a great option for guests, a home office, or flexible living space. As an end unit, this home offers additional privacy and natural light, along with the benefits of a townhome lifestyle, less exterior maintenance and more time to enjoy everything Chattanooga has to offer. Located near North Chattanooga, the North Shore, shopping, dining, and outdoor recreation, this home is ideal for buyers looking for convenience, simplicity, and location. Call Listing Agent with any questions or to schedule a private tour. HOA includes: Lawn/Landscaping, Gutter Cleaning 2-3 times a year, and annual termite treatment.

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
7
BikeSomewhat Bikeable

Schools

4/10
5/10
Red Bank Middle SchoolGrades 6-80.5 mi
5/10
Red Bank High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Brick/Mortar,Stone
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Range,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Closet,In Kitchen,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Granite Counters,Primary Downstairs,Recessed Lighting,Separate Shower,Tub/shower Combo,En Suite
  • Window features: Blinds
  • Flooring: Hardwood,Tile,Vinyl
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 108e C 004.05

Features

  • Levels: One and One Half
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Rain Gutters
  • Fencing: Vinyl

Lot

  • Lot size: 6,588 sqft
  • Lot size dimensions: 25.75 x 255.87

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Faces Front
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance $162$1,944
Property Taxes $352$4,224
Electricity $175$2,103
Total$2,205$26,460

Income You'd Need if You Spent...

35% on housing$75,600/yr
40% on housing$66,150/yr
45% on housing$58,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 37415$169
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37415
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$299,900
2026-03-17Listed for sale$310,000
2023-03-09Sold$260,000
2003-10-17Sold$111,000
1995-06-15Sold$77,000

For Sale by Agent

AgentLisa Kimsey
BrokerageBetter Homes and Gardens Real Estate Signature Brokers

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