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615 N Valley Dr, Chattanooga, TN, 37415

5beds
3baths
2,502sqft
$475,388
$190price/sqft
$3,327/moest. monthly cost
$133,080/yrincome needed

About This Home

Beautifully renovated home offering modern finishes, thoughtful design, and versatile living spaces throughout. From the moment you arrive, you'll appreciate the updated exterior with fresh paint, bold accents, and clean architectural lines that give this home a striking, contemporary feel. Inside, the home features an open and inviting layout with updated flooring, fresh paint, and abundant natural light. The spacious living areas flow seamlessly into the kitchen highlighted by the hardwood floors and recess lighting. The kitchen has been refreshed with stylish cabinetry, modern hardware, butcher block countertops, and ample prep space--perfect for everyday living and entertaining. The large pantry in the hallway is perfect for storage or an upstairs home office. The bathrooms have been fully upgraded with designer finishes, including a stunning tiled walk-in shower with multiple shower heads and custom niche, as well as a sleek tub/shower combination with rich, modern tile work. Additional features include updated lighting, modern stair railing details, and well-sized bedrooms offering flexibility for family, guests, or office space. Step outside to enjoy the elevated deck and expansive yard, providing plenty of room for outdoor living, entertaining, or future customization. This move-in ready home blends modern style with functional living--perfect for buyers looking for updated finishes without sacrificing character.

Getting Around

10
WalkingCar-Dependent
0
TransitNo Nearby Transit
23
BikeSomewhat Bikeable

Schools

4/10
5/10
Red Bank Middle SchoolGrades 6-80.1 mi
5/10
Red Bank High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1969

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Range Hood,Water Heater
  • Laundry features: Electric Dryer Hookup,Lower Level,Laundry Room,Main Level,Multiple Locations,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Basement

Dining Room

  • Level: First

Features

  • Double Vanity,Pantry,Walk-In Closet(s),Double Shower,Tub/shower Combo,Breakfast Room,Split Bedrooms
  • Window features: Insulated Windows
  • Flooring: Hardwood,Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Bedroom,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 681
  • Finished area above ground: 1,842

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,502
  • Total interior livable area: 2,502 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 108m B 028

Features

  • Levels: Multi/Split
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Storage
  • Fencing: Fenced,Gate

Lot

  • Lot size: 0.81 Acres
  • Features: Level
  • Lot size dimensions: 220 x 159.4

Parking

  • Total spaces: 3
  • Parking features: Basement,Garage Door Opener,Gated,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,403$28,836
Home Insurance $162$1,944
Property Taxes $559$6,708
Electricity $203$2,439
Total$3,327$39,924

Income You'd Need if You Spent...

35% on housing$114,068/yr
40% on housing$99,810/yr
45% on housing$88,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 37415$167
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37415
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$475,388
2026-04-14Price change$479,297
2026-04-07Listed for sale$488,877
2025-06-18Sold$80,000
2024-10-18Sold$350,000

For Sale by Agent

AgentBrandi Pearl Thompson
BrokerageKeller Williams Realty

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