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3807 Lamar Ave, Chattanooga, TN, 37415

2beds
1baths
956sqft
$294,000
$308price/sqft
$1,974/moest. monthly cost
$78,960/yrincome needed

About This Home

Welcome home to this charming cottage in the heart of Red Bank where location truly matters. Just minutes from downtown, this home offers the perfect blend of convenience and character. A welcoming covered front porch invites you in, leading to a spacious open floor plan filled with natural light, ideal for both everyday living and entertaining. The primary bedroom features a versatile bonus space, perfect for a home office, sitting area, or flex use. This home has been thoughtfully updated for comfort and efficiency, highlighted by a BRAND NEW ROOF 5/26. HVAC 2020. Windows replaced in 2017. Step outside to enjoy the large, partially fenced backyard, perfect for pets, play, or gatherings with an outbuilding for additional storage. Don't miss this move-in ready home in a highly desirable location. Schedule your showing today!

Getting Around

43
WalkingCar-Dependent
0
TransitNo Nearby Transit
13
BikeSomewhat Bikeable

Schools

4/10
5/10
Red Bank Middle SchoolGrades 6-80.5 mi
5/10
Red Bank High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Free-Standing Electric Range,Refrigerator,Water Heater
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Inside,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: First

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Open Floorplan,Tub/shower Combo,Sitting Area
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Hardwood,Tile
  • Finished area above ground: 956

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 956
  • Total interior livable area: 956 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 109p A 002

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Porch,Porch - Covered
  • Exterior features: Private Yard,Rain Gutters,Storage
  • Fencing: Back Yard,Fenced,Privacy

Lot

  • Lot size: 9,147 sqft
  • Features: Level
  • Lot size dimensions: 70 x 138.7

Parking

  • Parking features: Driveway,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,486$17,832
Home Insurance $162$1,944
Property Taxes $151$1,812
Electricity $175$2,103
Total$1,974$23,688

Income You'd Need if You Spent...

35% on housing$67,680/yr
40% on housing$59,220/yr
45% on housing$52,640/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 37415$169
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37415
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$294,000
2022-03-08Sold$250,000
2022-01-26Listed for sale$232,000
2019-12-30Sold$148,000
2019-12-08Pending sale$145,000
2019-12-05Listed for sale$145,000
2017-03-27Sold$107,000
2017-02-15Pending sale$112,000
2017-02-09Price change$112,000
2017-02-02Price change$113,000
2017-01-26Price change$114,000
2016-12-15Listed for sale$115,000
2016-11-04Pending sale$115,000
2016-10-20Listed for sale$115,000
2011-01-06Sold$80,400
2010-08-01Listing removed$42,230
2010-07-28Listed for sale$42,230
2010-07-15Sold$77,258
2010-05-30Price change$87,000
2010-03-27Price change$90,000
2010-03-14Price change$95,900
2010-03-07Price change$96,900
2010-02-28Price change$97,900
2010-02-22Price change$98,900
2010-01-23Listed for sale$99,900
2006-07-31Sold$89,900
2002-06-13Sold$70,100
1996-04-29Sold$54,000

For Sale by Agent

AgentSarah C Ketterer
BrokerageKeller Williams Realty

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