See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3931 Birmingham Dr, Chattanooga, TN, 37415

2beds
1baths
850sqft
$239,000
$281price/sqft
$1,826/moest. monthly cost
$73,040/yrincome needed

About This Home

Welcome to easy living in the heart of Hixson. This charming, updated home offers a low-maintenance lifestyle just minutes from Chattanooga's best dining, shopping, and outdoor activities. With its cozy feel and recent updates -electric, kitchen cabinets, appliances, granite, and flooring, newer roof and windows--it's the perfect blend of comfort and convenience. The large fully fenced yard with mature trees on a corner lot provides a private space for kids, pets, or weekend gatherings. A rare find in a highly desirable location as its minutes to Hixon, CB Robinson bridge and Highway 153.

Getting Around

38
WalkingCar-Dependent
22
TransitMinimal Transit
23
BikeSomewhat Bikeable

Schools

4/10
Dupont Elementary SchoolGrades K-50.3 mi
4/10
Hixson Middle SchoolGrades 6-83.4 mi
7/10
Hixson High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Water Heater,Free-Standing Electric Range,Refrigerator,Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Granite Counters,Soaking Tub,Tub/shower Combo,Breakfast Nook
  • Window features: Vinyl Frames
  • Flooring: Laminate,Luxury Vinyl,Plank,Vinyl
  • Finished area above ground: 850

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 850
  • Total interior livable area: 850 sqft

Property

Details

  • Parcel number: 118d D 013
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Porch - Covered
  • Exterior features: Rain Gutters
  • Fencing: None

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 70 x 170

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Cold Wave
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance $162$1,944
Property Taxes $281$3,372
Electricity $175$2,103
Total$1,826$21,912

Income You'd Need if You Spent...

35% on housing$62,605/yr
40% on housing$54,780/yr
45% on housing$48,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 37415$170
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37415
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$259,900
2026-04-14Price change$274,900
2026-04-04Price change$279,900
2026-04-03Listed for sale$279,000
2020-02-07Sold$127,000
2019-12-27Pending sale$129,950
2019-12-18Listed for sale$129,950
2019-12-12Pending sale$129,950
2019-12-12Listed for sale$129,950
2019-12-11Pending sale$129,950
2019-12-07Listed for sale$129,950
2018-08-01Sold$47,000
2000-01-11Sold$62,720
1999-06-03Sold$57,200
1997-08-06Sold$37,000

For Sale by Agent

AgentSheila A Shipley
BrokerageBlue Key Properties

Similar Homes